Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 84 Offer Ratings
Over the Past 60 Days!

(84) Over the Past 60 Days!

  • Regular Purchase APR 16.99% - 24.99%* (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95, waived for first 12 Months*
  • Credit Needed

    Excellent, Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases¹
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Rewards Rate 2 AAdvantage® miles per dollar on eligible American Airlines purchases*

Annual Fee $95, waived for first 12 Months*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

With this Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, from our partner Citi, which was designed for those who like to travel on American Airlines, you get one air mile reward for every dollar you spend on anything. You'll also earn double miles on all American Airlines purchases. There is no annual fee for the first year of membership with this AAdvantage credit card and this card also comes with a great limited time sign up bonus: 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.

The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 12,500 points. Award points can expire if there is no activity in your AAdvantage account for 18 consecutive months, but when you use your Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, the expiration clock gets reset so you don’t have to lose those points.

The annual fee is $95, waived for first 12 Months*. That is a pretty reasonable fee as far as airline rewards cards go. The on-going APR will be 16.99% - 24.99%* (Variable), depending on your credit worthiness. Citibank does advertise its products on CompareCards.

Expert Reviews of the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

  • 4.0

    Regular APR

  • 2.5

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months. You can earn a big up front bonus and unlimited AAdvantage miles with every purchase.

The Not so Good

There is an annual fee starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

  • star rating mask

Offer Rating

3.9/5.0

84 Total Ratings

5 Star
 
 
(8)
4 Star
 
 
(63)
3 Star
 
 
(11)
2 Star
 
 
(2)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+81 users submitted a rating without a full review

Sort by:

136 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jun 13, 2016

We love flying AA and thus we really use the "perks" that come with this card. In addition, we have found that if you charge enough to make a difference Citi will refund/rebate the yearly fee! It is very nice to be able to check in your bags and not have to worry about a carry-on bag (small enough, etc.)

131 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

Love the card. Am earning miles quickly and love all the settings you can have.

140 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Sep 26, 2014

The award redemption has no black outs and really is the best in the industry. Great card in my wallet.

Back to top ↑