Citi® Platinum Select® / AAdvantage® MasterCard®

Explore the benefits of an AAdvantage Credit Card

Card Details


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3.2/5.0 from 139 Offer Ratings
Over the Past 60 Days!

(139) Over the Past 60 Days!

  • Regular Purchase APR

    14.24% - 22.24%* (Variable)

  • Intro Purchase APR


  • Intro BT APR


  • Annual Fees

    $95, waived for first 12 Months*

  • Credit Needed



  • Click "APPLY NOW" to apply online
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itenraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage(R) miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee None

Balance Transfer Fee Either $5 or 3%, whichever is greater

Cash Advance Fee $10 or 5%, whichever is greater

Returned Payment Fee Up to $35

Penalty APR Up to 29.99%, based on your credit­worthiness

Minimum Interest Charge $0.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2x AAdvantage miles per dollar on American Airlines and US Airways purchases, 1 AAdvantage mile per dollar on other purchases

Annual Fee $95, waived for first 12 Months*

Grace Period 23 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

Expert Reviews

From the Editorial Team

With this Citi® / AAdvantage Platinum Select® Mastercard, from our partner Citi, which was designed for those who like to travel on American Airlines, you get one air mile reward for every dollar you spend on anything. There is no annual fee for the first year of membership with this AAdvantage credit card and you can earn 30,000 bonus miles by simply making at least $1,000 worth of purchases with your card during the first three months of your AA Citi card enrollment. Citibank does advertise its products on CompareCards.

The Citi® / AAdvantage Platinum Select® Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 12,500 points. Award points can expire if you don’t use your AAdvantage credit card for 18 consecutive months, but when you use your Citi / AAdvantage Platinum Select card, the expiration clock gets reset so you don’t have to lose those points.

There is no annual fee for the first year, and then it's $95 per year thereafer, which is a pretty reasonable fee as far as airline rewards cards go. The on-going APR will be 14.24%, 16.24%, 18.24%, 20.24%, or 22.24%, depending on your credit worthiness. 

Expert Reviews of the Citi®/ AAdvantage® Platinum Select® MasterCard®

  • 2.5

    Regular APR

  • 2.5

    Intro APR

  • 3.0


  • 3.5


  • star rating 2.5/5

    Overall Rating

The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months. You can earn 30,000 points within the first three months by using the card for at least $1,000 worth of purchases.

The Not so Good

There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating


139 Total Ratings

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+137 users submitted a rating without a full review

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5 Found this review helpful

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By: | Oct 8, 2014

Love the card. Am earning miles quickly and love all the settings you can have.

7 Found this review helpful

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By: | Sep 26, 2014

The award redemption has no black outs and really is the best in the industry. Great card in my wallet.