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2.8/5.0 from 84 Cardholder Reviews Over the Past 60 Days!
$95, waived for first 12 Months*
Late Payment Fees Up to $35
Foreign Transaction Fee 3% of each purchase transaction in US dollars
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Returned Payment Fee Up to $35
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $0.50
Rewards Cap No Cap
Rewards Rate 2x AAdvantage miles per dollar on American Airlines and US Airways purchases, 1 AAdvantage mile per dollar on other purchases
Annual Fee $95, waived for first 12 Months*
Grace Period 23 Days
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service No
With this Citi®/AAdvantage Platinum Select® Mastercard – which was designed for those who like to travel on American Airlines – you get one air mile reward for every dollar you spend on anything. There is no annual fee for the first year of membership with this AAdvantage credit card and you can earn 30,000 bonus miles by simply making at least $1,000 worth of purchases with your card during the first three months of your AA Citi card enrollment. Citibank does advertise its products on CompareCards.
The Citi®/AAdvantage Platinum Select® Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 20,000 points. Award points can expire if you don’t use your AAdvantage credit card for 18 consecutive months, but when you use your Citi/AAdvantage Platinum Select card, the expiration clock gets reset so you don’t have to lose those points.
There is no annual fee for the first year, and then it's $95 per year thereafer, which is a pretty reasonable fee as far as airline rewards cards go. The on-going APR will be 13.99%, 15.99%, 17.99%, 19.99%, or 21.99%, depending on your credit worthiness.
For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.
You don’t have to worry about points expiring as long as you use the card at least once every 18 months, and you can earn 30,000 points within the first three months by using the card for at least $1,000 worth of purchases.
There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
84 Total Ratings