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Citi® Platinum Select® / AAdvantage® MasterCard®

Explore the benefits of an AAdvantage Credit Card

Overall Rating

 

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Your Rating:

3.1/5.0 from 311 Cardholder Reviews Over the Past 60 Days!

 
Intro APR: N/A
Regular APR: 13.99%-21.99%* (Variable)
Ongoing Balance Transfer: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed:
 
Excellent Credit

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Highlights

  • Click "APPLY NOW" to apply online
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
  • Double AAdvantage(R) miles on eligible American Airlines and US Airways purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Details from the CompareCards.com Editorial Team

With this Citi®/AAdvantage Platinum Select® Mastercard  – which was designed for those who like to travel on American Airlines – you get one air mile reward for every dollar you spend on anything. There is no annual fee for the first year of membership with this AAdvantage credit card and you can earn 30,000 bonus miles by simply making at least $1,000 worth of purchases with your card during the first three months of your AA Citi card enrollment. Citibank does advertise its products on CompareCards.

The Citi®/AAdvantage Platinum Select® Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 20,000 points. Award points can expire if you don’t use your AAdvantage credit card for 18 consecutive months, but when you use your Citi/AAdvantage Platinum Select card, the expiration clock gets reset so you don’t have to lose those points.

There is no annual fee for the first year, and then it's $95 per year thereafer, which is a pretty reasonable fee as far as airline rewards cards go. The on-going APR will be 13.99%, 15.99%, 17.99%, 19.99%, or 21.99%, depending on your credit worthiness. 

Expert Reviews of the Citi®/ AAdvantage® Platinum Select® MasterCard®

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The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months, and you can earn 30,000 points within the first three months by using the card for at least $1,000 worth of purchases.

The Not so Good

There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

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Overall Rating

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9 out of 9 people found this review helpful

Do not waste your time and money. AA makes it impossible to use your miles unless you want to be flown around the country with overnight connections to fly from point A to point B.

 
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10 out of 10 people found this review helpful

This card is not worth your time. There are much better cards out there. They make it very difficult to use the points toward a flight you actually want. I hate a card with a variable APR anyway.

 
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10 out of 10 people found this review helpful

Citi Bank gives you the miles you are expecting but it's impossible to book an AA ticket with a reasonable travel time in coach class. In addition, if you try to book a business class ticket between US and UK, AA always proposes you a trip with British Airways with a horrible service on board and taxes which can reach $800 ! Keep away from this card !

 
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7 out of 7 people found this review helpful

For $85 a year, I expected better customer service. I started with Citi's Visa, they switched me over to AmEx without my request or approval. I disliked AmEx (not accepted everywhere), so I switched over to their MC. After months of transferring balances, updating all of my online store credit cards, and dealing with a lower credit line than I'd had previously (they ignored my 10 years as a customer), they sent me another AmEx card and a new MC with a new expiration date (a year before my current card was to expire), so I had to go through all of my stored credit card numbers again and update them with the new expiration date. When I called to complain that I didn't want the AmEx card and that I didn't want the new MC with the new expiration date, they said there was nothing I could do to stop the "Marketing Promotion" that was for me a huge hassle and waste of my time. If you need American Miles, this may be the only card for you, but beware they will switch things around on you without your say or approval

 
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20 out of 21 people found this review helpful

I've saved over 350,000 points for the past few years. For the past few years, I've been wanting to book flights to Europe for a family vacation. I've been trying for the past three years...every time I tried to book, mileage requirements kept getting higher and higher. Finally saved up enough points this year so I could book for next summer. When I tried to redeem via internet, 60,000 miles per person round trip tickets were available...but using the British Air and have to pay taxes of about $800 per person! What is the point of having miles if you have to buy the tickets??? Not only that, it would take 23.5 hours to travel due to several lay overs. This is ridiculous! So i called the customer service. A rep spent about hour and half trying to find flights. She said she found flight for us to Europe but could not find any flights that we could use our miles to fly back home. Therefore, we would need to purchase tickets...yeh tickets for purchase were available with great itinerary but no flights were available if I want to fly back home using my miles. I will be using up all of miles by booking flights with 135,000 points per person, pay extra $600 to buy additional miles, and then cancel the card and apply with another company. This card used to be great....about 10 years ago....when you could book flights anywhere, anytime, by redeeming your miles. Now You really can't...even customer service rep told me that it's almost impossible to redeem points for flights with AA unless I redeem double or triple miles. This card is GARBAGE!!!!!!

 
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13 out of 14 people found this review helpful

Both good and bad things about the Citi AAdvantage card. The good: great customer service if you ever have fraudulent charges, which has happened to us several times. They call when they notice something suspicious and they have never made us pay the fraudlent charges. They are on top of this. The bad: it's almost impossible to use your frequent flyer miles (which is why we were using this card for everything). There are never seats available, or you end up with an itinerary involving 2 or 3 layovers or overnights. After spending around $200,000 to get 200,000 miles, we could not find a decent flight in a window of several days. This has happened over and over, we keep trying to use our mileage but it keeps accumulating because there simply isn't any way to use it. And the restrictions get tighter and tighter; it almost seems punitive. They want you to spend you money on the card, but American does NOT want to give you a free flight. We are going to use up our mileage and dump the card in favor of something with a reasonable policy.

 
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6 out of 8 people found this review helpful

This is absolutely the worst travel card. I am shocked that Citi maintains a relationship with AA.

 
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2 out of 3 people found this review helpful

Citibank still needs to improve its tarnished image. Customer Service is okay, but not the greatest as compared to others

 
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2 out of 3 people found this review helpful

Fraud department is overzealous. Half the time can't use my card if it is for a purchase that I don't usually make. Very difficult to use miles for travel. never seem to have anything even if I try to book months ahead of time. I do like that i can download my transactions into quickbooks

 
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0 out of 3 people found this review helpful

Love the card. Am earning miles quickly and love all the settings you can have.

 
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0 out of 4 people found this review helpful

The award redemption has no black outs and really is the best in the industry. Great card in my wallet.

2 Comments

You must have never used this card or you work for American Airlines or Citibank.

Your are kidding right. I have been waiting over 6 months just for word on an upgrade and they refuse to tell me anything, keeping it a big dark secret. They are waiting to sell more seats and if they do I am screwed instead of taking care of a customer. AA and Citi go hand in hand in a lot of things.

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