Citi® Platinum Select® / AAdvantage® World MasterCard®

Explore the benefits of an AAdvantage Credit Card

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2.9/5.0 from 85 Cardholder Reviews

 

85 Cardholder Reviews

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Intro APR: N/A
Regular APR: 13.99%-21.99%* (Variable)
Ongoing Balance Transfer: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed:
 
Excellent Credit

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Highlights

  • Earn 50,000 American Airlines AAdvantage® bonus miles  and 2 Admirals Club® Passes  after making $3,000 in purchases within the first 3 months of account opening*
  • Your first eligible checked bag is free* 
  • Group 1 boarding and 25% savings on eligible in-flight purchases* 
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* 
  • Double AAdvantage® miles on eligible American Airlines purchases* 
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
 

Details from the CompareCards.com Editorial Team

From the CompareCards.com Editorial Team:

With this Citi®/AAdvantage Platinum Select® Mastercard  – which was designed for those who like to travel on American Airlines – you get one air mile reward for every dollar you spend on anything. There is no annual fee for the first year of membership with this AAdvantage credit card and you can earn 50,000 bonus miles and 2 Admirals Club® Passes by simply making at least $3,000 worth of purchases with your card during the first three months of your AA Citi card enrollment. Citibank does advertise its products on CompareCards.

The Citi®/AAdvantage Platinum Select® Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 20,000 points. Award points can expire if you don’t use your AAdvantage credit card for 18 consecutive months, but when you use your Citi/AAdvantage Platinum Select card, the expiration clock gets reset so you don’t have to lose those points.

There is no annual fee for the first year, and then it's $95 per year thereafer, which is a pretty reasonable fee as far as airline rewards cards go.

Expert Reviews of the Citi®/ AAdvantage® Platinum Select MasterCard®

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The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months, and you can earn 50,000 points within the first three months by using the card for at least $3,000 worth of purchases.

The Not so Good

There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

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Overall Rating

2.9

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Your Rating:

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1 our of 1 people found this review helpful

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I've saved over 350,000 points for the past few years. For the past few years, I've been wanting to book flights to Europe for a family vacation. I've been trying for the past three years...every time I tried to book, mileage requirements kept getting higher and higher. Finally saved up enough points this year so I could book for next summer. When I tried to redeem via internet, 60,000 miles per person round trip tickets were available...but using the British Air and have to pay taxes of about $800 per person! What is the point of having miles if you have to buy the tickets??? Not only that, it would take 23.5 hours to travel due to several lay overs. This is ridiculous! So i called the customer service. A rep spent about hour and half trying to find flights. She said she found flight for us to Europe but could not find any flights that we could use our miles to fly back home. Therefore, we would need to purchase tickets...yeh tickets for purchase were available with great itinerary but no flights were available if I want to fly back home using my miles. I will be using up all of miles by booking flights with 135,000 points per person, pay extra $600 to buy additional miles, and then cancel the card and apply with another company. This card used to be great....about 10 years ago....when you could book flights anywhere, anytime, by redeeming your miles. Now You really can't...even customer service rep told me that it's almost impossible to redeem points for flights with AA unless I redeem double or triple miles. This card is GARBAGE!!!!!!

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1 our of 1 people found this review helpful

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Both good and bad things about the Citi AAdvantage card. The good: great customer service if you ever have fraudulent charges, which has happened to us several times. They call when they notice something suspicious and they have never made us pay the fraudlent charges. They are on top of this. The bad: it's almost impossible to use your frequent flyer miles (which is why we were using this card for everything). There are never seats available, or you end up with an itinerary involving 2 or 3 layovers or overnights. After spending around $200,000 to get 200,000 miles, we could not find a decent flight in a window of several days. This has happened over and over, we keep trying to use our mileage but it keeps accumulating because there simply isn't any way to use it. And the restrictions get tighter and tighter; it almost seems punitive. They want you to spend you money on the card, but American does NOT want to give you a free flight. We are going to use up our mileage and dump the card in favor of something with a reasonable policy.

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Love the card. Am earning miles quickly and love all the settings you can have.

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This card is not worth your time. There are much better cards out there. They make it very difficult to use the points toward a flight you actually want. I hate a card with a variable APR anyway.

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The award redemption has no black outs and really is the best in the industry. Great card in my wallet.

1 Comment

You must have never used this card or you work for American Airlines or Citibank.

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Citibank still needs to improve its tarnished image. Customer Service is okay, but not the greatest as compared to others

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Fraud department is overzealous. Half the time can't use my card if it is for a purchase that I don't usually make. Very difficult to use miles for travel. never seem to have anything even if I try to book months ahead of time. I do like that i can download my transactions into quickbooks

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Citi Bank gives you the miles you are expecting but it's impossible to book an AA ticket with a reasonable travel time in coach class. In addition, if you try to book a business class ticket between US and UK, AA always proposes you a trip with British Airways with a horrible service on board and taxes which can reach $800 ! Keep away from this card !

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For $85 a year, I expected better customer service. I started with Citi's Visa, they switched me over to AmEx without my request or approval. I disliked AmEx (not accepted everywhere), so I switched over to their MC. After months of transferring balances, updating all of my online store credit cards, and dealing with a lower credit line than I'd had previously (they ignored my 10 years as a customer), they sent me another AmEx card and a new MC with a new expiration date (a year before my current card was to expire), so I had to go through all of my stored credit card numbers again and update them with the new expiration date. When I called to complain that I didn't want the AmEx card and that I didn't want the new MC with the new expiration date, they said there was nothing I could do to stop the "Marketing Promotion" that was for me a huge hassle and waste of my time. If you need American Miles, this may be the only card for you, but beware they will switch things around on you without your say or approval

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