Citi® Platinum Select® / AAdvantage® World MasterCard®

Overall Rating

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Intro APR: N/A
Regular APR: 13.99%-21.99%* (Variable)
Ongoing Balance Transfer: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed: Excellent

Highlights

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free* 
  • Group 1 boarding and 25% savings on eligible in-flight purchases* 
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* 
  • Double AAdvantage® miles on eligible American Airlines purchases* 
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Details from the CompareCards.com Editorial Team

From the CompareCards.com Editorial Team:

With this Citi Platinum Select/AAdvantage World Mastercard  – which was designed for those who like to travel on American Airlines – you get one air mile reward for every dollar you spend on anything. There is no annual fee for the first year of membership and you can earn 30,000 bonus miles by simply making at least $1,000 worth of purchases with your card during the first three months of your card enrollment.

The Platinum Select/Aadvantage World Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 20,000 points. Award points can expire if you don’t use your card for 18 consecutive months, but when you use your Citi Platinum Select/AAdvantage card the expiration clock gets reset so you don’t have to lose those points.

There is no annual fee for the first year, and then it's $95 per year thereafer, which is a pretty reasonable fee as far as airline rewards cards go.

Expert Reviews of the Citi® Platinum Select® / AAdvantage® World MasterCard®

by

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The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months, and you can earn 30,000 points within the first three months by using the card for at least $1,000 worth of purchases.

The Not so Good

There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.

Mission Impossible !

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By

(Ontario, CA)

Date Posted

Citi Bank gives you the miles you are expecting but it's impossible to book an AA ticket with a reasonable travel time in coach class. In addition, if you try to book a business class ticket between US and UK, AA always proposes you a trip with British Airways with a horrible service on board and taxes which can reach $800 ! Keep away from this card !

I definitely would not recommend this card to a friend.

1 out of 2 people found this review helpful.

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never able to use miles

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By

(St. Petersburg)

Date Posted

Fraud department is overzealous. Half the time can't use my card if it is for a purchase that I don't usually make. Very difficult to use miles for travel. never seem to have anything even if I try to book months ahead of time. I do like that i can download my transactions into quickbooks

I definitely would not recommend this card to a friend.

1 out of 1 people found this review helpful.

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Not if you actually want to fly somewhere

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By

(Santa Cruz, CA)

Date Posted

Both good and bad things about the Citi AAdvantage card. The good: great customer service if you ever have fraudulent charges, which has happened to us several times. They call when they notice something suspicious and they have never made us pay the fraudlent charges. They are on top of this. The bad: it's almost impossible to use your frequent flyer miles (which is why we were using this card for everything). There are never seats available, or you end up with an itinerary involving 2 or 3 layovers or overnights. After spending around $200,000 to get 200,000 miles, we could not find a decent flight in a window of several days. This has happened over and over, we keep trying to use our mileage but it keeps accumulating because there simply isn't any way to use it. And the restrictions get tighter and tighter; it almost seems punitive. They want you to spend you money on the card, but American does NOT want to give you a free flight. We are going to use up our mileage and dump the card in favor of something with a reasonable policy.

I definitely would not recommend this card to a friend.

12 out of 13 people found this review helpful.

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Still Pay for Airline Tickets using Reward Miles!

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By

(Dallas, TX)

Date Posted

I definitely would not recommend this card to a friend.

2 out of 4 people found this review helpful.

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You can Leave Home without it

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By

(Dallas TX.)

Date Posted

Citibank still needs to improve its tarnished image. Customer Service is okay, but not the greatest as compared to others

I definitely would not recommend this card to a friend.

1 out of 1 people found this review helpful.

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The miles accrue well, customer service is horrible

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By

(San Francisco, CA)

Date Posted

For $85 a year, I expected better customer service. I started with Citi's Visa, they switched me over to AmEx without my request or approval. I disliked AmEx (not accepted everywhere), so I switched over to their MC. After months of transferring balances, updating all of my online store credit cards, and dealing with a lower credit line than I'd had previously (they ignored my 10 years as a customer), they sent me another AmEx card and a new MC with a new expiration date (a year before my current card was to expire), so I had to go through all of my stored credit card numbers again and update them with the new expiration date. When I called to complain that I didn't want the AmEx card and that I didn't want the new MC with the new expiration date, they said there was nothing I could do to stop the "Marketing Promotion" that was for me a huge hassle and waste of my time. If you need American Miles, this may be the only card for you, but beware they will switch things around on you without your say or approval

I definitely would not recommend this card to a friend.

28 out of 31 people found this review helpful.

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