Citi® Platinum Select® / AAdvantage® World MasterCard®
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Bonus Miles

40,000 miles*

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Bonus Rewards

Free Checked Bag* & Priority Boarding*

Expert Review:

Citi® Platinum Select® / AAdvantage® World MasterCard® Credit Card

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The Bottom Line

For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.

The Good

You don’t have to worry about points expiring as long as you use the card at least once every 18 months, and you can earn 40,000 points within the first three months by using the card for at least $3,000 worth of purchases. The annual fee is also waived in year one.

The Not so Good

There is an annual fee of $95 starting the second year, and almost all of the benefits of this card are built around American Airlines travel. So if you don’t fly with that carrier it won’t do you much good.

Citi® Platinum Select® / AAdvantage® World MasterCard®

Features
Intro APR: N/A*
Regular APR: 15.24%* (Variable)
Balance Transfer: N/A*
Annual Fee: $95, waived for first 12 Months
Credit Needed: N/A

Highlights

  • For a limited time, Earn 40,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

Rates & Term Details

From the CompareCards.com Editorial Team:

With this Citi Platinum Select/AAdvantage World Mastercard  – which was designed for those who like to travel on American Airlines – you get one air mile reward for every dollar you spend on anything. There is no annual fee for first year of membership and you can earn 40,000 bonus miles by simply making at least $3,000 worth of purchases with your Citi Gold AAdvantage card during the first three months of your card enrollment.

The Platinum Select Aadvantage Mastercard offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 20,000 points. Awards points can expire if you don’t use your card at all for 18 consecutive months. But when you use your Citi Platinum Aadvantage card the expiration clock gets reset so you don’t have to lose them as long as you keep the account going.

After the first year fee is waived the annual fee reverts to $95 per year – which is a pretty reasonable fee as far as airline rewards cards go.

Citi AAdvantage Visa Card vs. Citi AAdvantage World MasterCard

The Visa and MasterCard versions of the AAdvantage card are identical in terms of perks and bonuses. The difference lies in the customer service you will receive from each and the businesses that accept your card. Both Visa and MasterCard are universally accepted for the most part, but there are a few select stores and service providers that will only take one or the other. Consider where you make your purchases and select the option that is right for you. You will get the same rewards miles and travel discounts from either card.

By

(Santa Cruz, CA)

Date Posted

Not if you actually want to fly somewhere

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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
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Customer Service      
Review:

Both good and bad things about the Citi AAdvantage card. The good: great customer service if you ever have fraudulent charges, which has happened to us several times. They call when they notice something suspicious and they have never made us pay the fraudlent charges. They are on top of this. The bad: it's almost impossible to use your frequent flyer miles (which is why we were using this card for everything). There are never seats available, or you end up with an itinerary involving 2 or 3 layovers or overnights. After spending around $200,000 to get 200,000 miles, we could not find a decent flight in a window of several days. This has happened over and over, we keep trying to use our mileage but it keeps accumulating because there simply isn't any way to use it. And the restrictions get tighter and tighter; it almost seems punitive. They want you to spend you money on the card, but American does NOT want to give you a free flight. We are going to use up our mileage and dump the card in favor of something with a reasonable policy.

I definitely would not recommend this card to a friend.

2 out of 2 people found this review helpful.

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By

(Dallas, TX)

Date Posted

Still Pay for Airline Tickets using Reward Miles!

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Detailed Ratings
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Standard APR      
Customer Service      

I definitely would not recommend this card to a friend.

1 out of 2 people found this review helpful.

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By

(Dallas TX.)

Date Posted

You can Leave Home without it

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Detailed Ratings
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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
Review:

Citibank still needs to improve its tarnished image. Customer Service is okay, but not the greatest as compared to others

I definitely would not recommend this card to a friend.

1 out of 1 people found this review helpful.

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By

(San Francisco, CA)

Date Posted

The miles accrue well, customer service is horrible

Rating
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Detailed Ratings
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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
Review:

For $85 a year, I expected better customer service. I started with Citi's Visa, they switched me over to AmEx without my request or approval. I disliked AmEx (not accepted everywhere), so I switched over to their MC. After months of transferring balances, updating all of my online store credit cards, and dealing with a lower credit line than I'd had previously (they ignored my 10 years as a customer), they sent me another AmEx card and a new MC with a new expiration date (a year before my current card was to expire), so I had to go through all of my stored credit card numbers again and update them with the new expiration date. When I called to complain that I didn't want the AmEx card and that I didn't want the new MC with the new expiration date, they said there was nothing I could do to stop the "Marketing Promotion" that was for me a huge hassle and waste of my time. If you need American Miles, this may be the only card for you, but beware they will switch things around on you without your say or approval

I definitely would not recommend this card to a friend.

25 out of 27 people found this review helpful.

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