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3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $35
Foreign Transaction Fee $0
Balance Transfer Fee None
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
Returned Payment Fee See Terms*
Penalty APR 29.4% (Variable)
Minimum Interest Charge See Terms*
Rewards Cap No cap
Rewards Rate 5% Earnings on your first $5,000 in purchases every year, unlimited 2% Earnings on every purchase after that
Annual Fee $0
Grace Period See Terms*
Those who are interested in purchasing or leasing a new vehicle now have a credit card that can help them reach that goal. A different kind of card, the BuyPower Card from Capital One is designed to help you earn rewards fast to put towards a new GMC, Chevy, Buick, or Cadillac vehicle. The GM card comes with standard benefits you would expect from Capital One, but with a twist to get you into your dream car faster.
Once you’re ready to redeem your GM credit card earnings, head to a local Chevy, Buick, GMC, or Cadillac dealer. Next, agree on a price, stack your earnings, and drive away; it’s that simple.
The rewards that come with this GMC credit card are exceptional; card holders earn 5% for the first $5,000 in purchases each year. After that, the rewards rate drops to 2% in savings on all purchases, every day. There’s no annual fee, no rotating categories and rewards never expire.
If you’re interested in building credit and earning rewards on everyday purchases to put towards the purchase or lease of a new vehicle, this is definitely a good choice for you.
There are very few cards that offer 5% earnings and the BuyPower Card is one of them. After that, rewards are 2% on all purchases every day, rewards never expire, and there’s no annual fee.
If you’re not interested in the purchase or lease of a new vehicle by GMC, Chevy, Buick, or Cadillac, this would not be a good choice for you. You need good-excellent credit to qualify.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.
4 Total Ratings