BuyPower Card from Capital One®

GM Credit Card

Card Details

 

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Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

  • Regular Purchase APR

    12.15%-20.15% (Variable)

  • Intro Purchase APR

    0% on purchases for 12 Months

  • Intro BT APR

    N/A

  • Annual Fees

    $0

  • Credit Needed

    Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle. 
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives. 
  • 0% intro APR on purchases for 12 months, then a 12.15% – 20.15% variable APR on purchases will apply

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee $0

Balance Transfer Fee None

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Returned Payment Fee See Terms*

Penalty APR 29.4% (Variable)

Minimum Interest Charge See Terms*

Ongoing Information

Rewards Cap No cap

Rewards Rate 5% Earnings on your first $5,000 in purchases every year, unlimited 2% Earnings on every purchase after that

Annual Fee $0

Grace Period See Terms*

  • 4.5/5

    Rating

Expert Reviews

From the CompareCards.com Editorial Team

Those who are interested in purchasing or leasing a new vehicle now have a credit card that can help them reach that goal. A different kind of card, the BuyPower Card from Capital One is designed to help you earn rewards fast to put towards a new GMC, Chevy, Buick, or Cadillac vehicle. The GM card comes with standard benefits you would expect from Capital One, but with a twist to get you into your dream car faster.

Once you’re ready to redeem your GM credit card earnings, head to a local Chevy, Buick, GMC, or Cadillac dealer. Next, agree on a price, stack your earnings, and drive away; it’s that simple.

The rewards that come with this GMC credit card are exceptional; card holders earn 5% for the first $5,000 in purchases each year. After that, the rewards rate drops to 2% in savings on all purchases, every day. There’s no annual fee, no rotating categories and rewards never expire.

Expert Reviews of the BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.5/5

    Overall Rating

The Bottom Line

If you’re interested in building credit and earning rewards on everyday purchases to put towards the purchase or lease of a new vehicle, this is definitely a good choice for you.

The Good

There are very few cards that offer 5% earnings and the BuyPower Card is one of them. After that, rewards are 2% on all purchases every day, rewards never expire, and there’s no annual fee.

The Not so Good

If you’re not interested in the purchase or lease of a new vehicle by GMC, Chevy, Buick, or Cadillac, this would not be a good choice for you. You need good-excellent credit to qualify.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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Offer Rating

4.0/5.0

5 Total Ratings

5 Star
 
 
(1)
4 Star
 
 
(3)
3 Star
 
 
(1)
2 Star
 
 
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1 Star
 
 
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Your Rating

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+3 users submitted a rating without a full review

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By: | Apr 16, 2016

I got Approved for this card can not get wait to get it!! I have spoken with Captail one customer service great folks on the phone and answered all my questions with no I think answers. Thanks Captial One I am a fan for a life

1 Found this review helpful

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By: | Sep 22, 2014

Their Website is very time consuming - all I need to do is make a payment and that page always seems to "unavailalbe" on a monthly basis

1 Reply

By: Naparqalria John John | Oct 10, 2014

Not to mention the tabs of pages to access account. Other than that flaw, it is a great card!