• Editor's Rating: 8.0
  • Consumer Rating: (3 ratings) 8.3
Intro APR: See Terms*
Regular APR: 15.24% variable
Annual Fee: See Terms*
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

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  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
RATING:  
10.0
I use it all the time.
Date Posted: 07/02/2008        By: Amanda Shattuck (Bangor, Maine)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
I use American Express for my grocery needs and enjoy bonus points i receive all the time. It helps me 6 years in a row to save during my summer vacations.
I definitely would recommend this card to a friend.
2 out of 2 people found this review helpful.
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RATING:  
7.0
makes my travels better
Date Posted: 08/03/2008        By: Athalia (blessedville)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_half Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
REVIEW:
my company gave me this card. i love the fact that i get to use the points to stay at the local sheraton :)
I definitely would recommend this card to a friend.
2 out of 2 people found this review helpful.
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RATING:  
8.0
Very good card
Date Posted: 11/23/2009        By: Smiro (Near Boston, MA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
Their Internet credit card tools are great, and easy to use. Easy to track down and classify expenses, useful for accounting/tax purposes. The rewards plan offers options for all, we booked 2 rooms in Paris at Meridien for 5 days for 70 000 points! You can easily get rooms for 2000 or 3000 points in very decent hotels.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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