Simmons First Visa® Platinum

Editor's Rating: 0.0
Consumer Rating: (4 ratings) 7.0

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Intro APR:	N/A
Regular APR:	7.25%
Annual Fee:	None

Intro Period:	N/A
Balance Transfer:	No
Credit Needed:	Excellent

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Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee

RATING:

7.0

first time applicant

Date Posted: 05/19/2009 By: Brandon4real (Mt. Pleasant, Texas)

Detailed Ratings:
Introductory APR (Purchases and Transfers)
Benefits (Reward program,service discounts, theft protection)
Fees (Balance transfers, annual fee, cash advances)
Standard APR
Customer Service

REVIEW:

I would like more information as I am a first time card holder looking for lower rates. Etc. I don't feel safe applying on line.

I definitely would recommend this card to a friend.

6 out of 18 people found this review helpful.

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RATING:

8.0

This is the best account ever

Date Posted: 10/21/2009 By: sarg (Rochester, NY)

Detailed Ratings:
Introductory APR (Purchases and Transfers)
Benefits (Reward program,service discounts, theft protection)
Fees (Balance transfers, annual fee, cash advances)
Standard APR
Customer Service

REVIEW:

No hassle at all. It is what it is. A low interest rate account with no fees. I don't need more than that.

I definitely would recommend this card to a friend.

3 out of 3 people found this review helpful.

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RATING:

8.0

GET IT IF YOU CAN

Date Posted: 10/10/2009 By: Hitman (Eastpointe, MI)

Detailed Ratings:
Introductory APR (Purchases and Transfers)
Benefits (Reward program,service discounts, theft protection)
Fees (Balance transfers, annual fee, cash advances)
Standard APR
Customer Service

REVIEW:

Don't even apply for this card if you have ANY type of negative credit history in the last 7 years. I mean ANY. The only reason that they gave me one is because they couldn't find a reason to refuse me. The credit limit was very low compared to my credit worth. Stick with cash if you can.

I definitely would not recommend this card to a friend.

7 out of 7 people found this review helpful.

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RATING:

5.0

Couldn't get beyond the "your application has been sent"

Date Posted: 10/17/2009 By: Granny Lu (Grand Forks ND)

Detailed Ratings:
Introductory APR (Purchases and Transfers)
Benefits (Reward program,service discounts, theft protection)
Fees (Balance transfers, annual fee, cash advances)
Standard APR
Customer Service

REVIEW:

I was unable to get pastthe screen that let me know my application had been sent. After 3 hours of "waiting" I emailed them & still haven't gotten a reply-that was a week ago. I still have no idea what is going on with it. I thnk I would like the card, if I could get the application results.

I definitely would recommend this card to a friend.

4 out of 4 people found this review helpful.

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