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• Excellent Credit Required - Applicants that do not have excellent credit will not be approved
• Low 9.25% variable standard purchase APR and platinum benefits
• No balance transfer fee for balances transferred in response to this online offer
• Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
• Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
• Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants