First PREMIER® Bank Gold MasterCard®/Visa®

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  • Editor's Rating: 8.5
  • Consumer Rating: (4 ratings) 8.0
First PREMIER® Bank Gold MasterCard®/Visa®
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Intro APR: See Terms
Regular APR: See Terms*
Annual Fee: See Terms*
Intro Period: See Terms
Balance Transfer: See Terms*
Credit Needed: All Types

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  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
RATING:  
9.0
Pay your bills on time!
Date Posted: 07/01/2008        By: Tiffany Hopkins (Midland, MI)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box_empty Blue_box_empty Blue_box_empty Blue_box_empty 
REVIEW:
I was there client for 4 years paying my bills on time. Only once I missed a payment and they reported it right away. My credit score dropped and I was really upset about it. For example: My local bank called my house to tell that I am missing payment and it was nice of them. Anyway, I gonna use First Premier because I don't have any other complaints. I think that this guys provide good service and benefits.
I definitely would recommend this card to a friend.
2 out of 5 people found this review helpful.
Review_helpful Was this review helpful? Yes   No  
RATING:  
8.0
Improve a score and move away.
Date Posted: 07/07/2008        By: Dan Berry (Littleton, NH)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_empty Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
It is a credit card for people with bad credit history. You should cancell account right after you improved your score! It is sad to read previous review. Why to keep this card for 4 years. Maybe he was not able to pay full balance in total?
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
Review_helpful Was this review helpful? Yes   No  
RATING:  
8.0
improve your credit score
Date Posted: 08/03/2008        By: sammy (between heaven and hell)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
REVIEW:
only if you pay on time, do they improve your credit score. They report to credit bureaus, so they are a great way to improve your credit score :) teaches you responsibility!
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
7.0
I hope to find better deal.
Date Posted: 08/15/2008        By: Greg James (Detroit City)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_empty Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
REVIEW:
With my poor credit history I have other credit cards where APR higher. I was trying to transfer my balance on this credit line (First Premier) and they refused.
I definitely would not recommend this card to a friend.
No one has voted on how helpful this review was for them.
Review_helpful Was this review helpful? Yes   No  
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