• Editor's Rating: 8.0
  • Consumer Rating: (1 ratings) 9.0
Intro APR: 0% if you qualify*
Regular APR: 12.99% - 19.99%* (Variable)
Annual Fee: None
Intro Period: 12 months on BTs
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
  • 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • No annual fee

RATING:  
9.0
This is my credit card of choice!
Date Posted: 08/29/2010        By: Tom (Delray Beach, FL)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
My favorite part of this card is the reducing interest rate. Use the card, pay on time, stay under your limit and every 3 months, the interest rate goes down .25%!
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
Review_helpful Was this review helpful? Yes   No