• Editor's Rating: 9.0
  • Consumer Rating: (4 ratings) 9.8
Intro APR: 0%
Regular APR: 8.90%
Annual Fee: None
Intro Period: Until October 2009
Balance Transfer: Yes
Credit Needed: Excellent

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  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
RATING:  
10.0
Excellent rate
Date Posted: 05/04/2008        By: Tim (Philly, PA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
I definitely would recommend this card to a friend.
6 out of 6 people found this review helpful.
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RATING:  
10.0
My card of choice!
Date Posted: 08/03/2008        By: Paolo (Chicago)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
This is my card of choice, low interest on both BT and purchases, plus Capital One has the best customer service for me. Cap One is also very considerate.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
10.0
Balance transfer.
Date Posted: 08/06/2008        By: Nancy Lucien (Watertown, Massachusetts.)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
I applied for balance transfer in Federal People Saving Bank, Watertown Saving Bank, and Citizens Bank. They rejected, I think it is hard to get approved because of economy crisis. Capital One was the only place which gave me low interest. I recommend Capital One because they never give people hard time when it comes to approval.
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
9.0
I suggest.
Date Posted: 08/06/2008        By: Tiffany Pipkin (Clevelend)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
The only thing I don't like about capital one is unlimited calls and letters from the company and affiliate partners.
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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