• Editor's Rating: 7.5
  • Consumer Rating: (3 ratings) 7.7
Intro APR: 0%
Regular APR: 12.90%
Annual Fee: None
Intro Period: Until October 2009
Balance Transfer: Yes
Credit Needed: Good

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  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
RATING:  
10.0
The best interest from capital one.
Date Posted: 07/01/2008        By: Herman Bolero (San Diego)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
I never applied for Capital One cards before because they send me promotional letters over and over again. On this website I found that it is the lowest interest rate Capital One offer. I applied because it is hard to find something better. For right now I am satisfied with rate, fees, and customer service.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
7.0
Not the best.
Date Posted: 07/07/2008        By: Luise (Springfield, Missouri)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_half Orange_star_empty Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box_empty Blue_box_empty Blue_box_empty Blue_box_empty 
REVIEW:
Lower doesn't mean better. Poor customer service.
I definitely would not recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
6.0
Nothing special.
Date Posted: 08/06/2008        By: Frank Gills (Seattle, WA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
I keep this credit card but I don't feel anything special about Capital One. No benefits, no cash rewards, no extra miles... I hope they will improve.
I definitely would not recommend this card to a friend.
No one has voted on how helpful this review was for them.
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