• Editor's Rating: 7.5
  • Consumer Rating: (3 ratings) 8.3
Intro APR: 0%
Regular APR: 9.90%
Annual Fee: $39
Intro Period: Until January 2010
Balance Transfer: Yes
Credit Needed: Excellent

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  • Earn double miles - 2 miles per dollar spent on all purchases
  • Save with a 0% intro APR on purchases until January 2010
  • No expiration date on miles and no limit on the miles you can earn
  • No blackout dates and no seat restrictions

RATING:  
8.0
Like any other card.
Date Posted: 07/01/2008        By: Felicia Joyce (Miami, Fl)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_empty Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
REVIEW:
I was told that this credit card for people with perfect credit history. I don't know why... It is just another card which is good for small spendings. Capitol One provide general benefits like any other financial institution.
I definitely would not recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
9.0
/
Date Posted: 08/06/2008        By: Karl Kohl (indiana)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
Too bad I can't use this card to transfer my balance from some cards I don't wanna use anymore. Capital One gives some great benefits and possibility to improve credit score. Careful usage could increase score as high as 700+
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
8.0
High interest
Date Posted: 08/06/2008        By: Lynne (Grand Rapids)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_empty Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
REVIEW:
With perfect credit score I expect more benefits and better interest rate.
I definitely would not recommend this card to a friend.
No one has voted on how helpful this review was for them.
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