• Editor's Rating: 8.0
  • Consumer Rating: (2 ratings) 9.0
Intro APR: N/A
Regular APR: 9.99% - 19.99%
Annual Fee: None
Intro Period: N/A
Balance Transfer: Yes*
Credit Needed: Excellent

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  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
RATING:  
10.0
Review from experienced client.
Date Posted: 07/07/2008        By: Richard Pihkin (Tacoma, WA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
I am Bank of America client for more than a decade. Last summer I noticed that my interest increased by 14.9%. I gave I phone call and they dropped interest rate for me.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
8.0
faster rewards
Date Posted: 08/03/2008        By: li nang (china, but here now)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
great for fasttracking your rewards. needs excellent credit
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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