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3.7/5.0 from 136 Offer Ratings
Over the Past 60 Days!
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|Apply Now||Apply Now|
|Best For||Earning 1.5% on all purchases, every day with no annual fee.||Earning cash back twice on every purchase.|
|Foreign Exchange Fee||None||3% of each purchase transaction in U.S. dollars|
|Rewards Cap||No Cap||No Cap|
|Rewards Rate Details||Unlimited 1.5% cash back on every purchase, every day||1% cash back when you buy + 1% cash back when you pay|
|Card Details||Capital One® Quicksilver® Cash Rewards Credit Card Details||Citi® Double Cash Card – 18 month BT offer Credit Card Details|
CompareCards Matchup: Capital One Quicksilver vs. Citi Double Cash Showdown
The Capital One Quicksilver and the Citi Double Cash credit cards seem very similar at first glance, so are difficult to compare. For example, they both have no annual fee and a 3% balance transfer fee. However, there are notable differences between the two. Like the Chase Freedom and BankAmericard Cash Rewards Card, these particular credit cards are for the cash-back aficionado.
Unless you are someone who never travels oversees and spends and pays off at least $20,000 on your card yearly, the Capital One Quicksilver card will benefit you more.
Matchup: Capital One Quicksilver vs. Citi Double Cash
Capital One Quicksilver Signup Bonus vs. Citi Double Cash Cash-Back Rewards
Capital One Quicksilver Cash-Back vs. Citi Double Cash Cash-Back
Capital One Quicksilver Usability vs. Citi Double Cash Usability
Which Cash Back Credit Card is Better?
Unless you are someone who never travels oversees and spends and pays off at least $20,000 on your card yearly, the Capital One Quicksilver card will benefit you more. With this card, your cash back rewards are not contingent on how much you’ve paid off, and you’ll get $100 easily within the first 3 months. In this matchup, Capital One Quicksilver wins.
CompareCards: Capital One Quicksilver Review
The Capital One Quicksilver is best for earning cash-back rewards. With no annual fee and no foreign transaction fee, this credit card is rated amongst the top competitors of the cash-back credit cards. With the 1.5% cash back on every purchase it makes this card very easy to gather rewards compared to the rotating category cards.
Pros of the Capital One Quicksilver:
Cons of the Capital One Quicksilver:
What is the Best Way to Use the Capital One Quicksilver Credit Card?
The best way to use the Capital One Quicksilver card is to use it on general purchases up to $500 total within the first 3 months to ensure your $100 signup bonus. Since there is no rotating bonus schedule, you don’t have to worry about lining up your spending with certain categories. So, you can start collecting your 1.5% cash back on every purchase right away.
For example, if you spend $1,000 in your first 3 months, you’ll earn 1,500 points (equal to $15) plus $100 cash back. That’s $115 with very minimal effort.
Is the Capital One Quicksilver Cash Rewards Card for You?
This card is a great baseline cash-back credit card. It will work well with most people’s lifestyles, especially since it has no foreign transaction fee. You’ll easily build rewards with the 1.5% cash back program. Plus, earning $100 for spending only $500 is pretty easy.
CompareCards: Citi Double Cash Card Quick Review
The Citi Double Cash Card offers a unique twist to their cash-back reward feature. You get 1% back when you make any purchase, and another 1% back when you pay it off. 2% cash back overall for every purchase is very unique to this card, so if you pay off your Citi Double Cash Card back every month, it can become a very powerful card in the long run.
Pros of the Citi Double Cash:
Cons of the Citi Double Cash:
What is the Best Way to Use the Citi Double Cash Credit Card?
Aside from a 3% foreign transaction fee, there are really no rules for using this card. You’ll simply get 1% cash back on every dollar you spend, plus another 1% when you pay it off. With 0% APR for the first 15 months, responsible usage of your card will earn you higher cash-back rewards than with many other cards.
For example, the first $1,000 you spend and pay off on anything will earn you 2,000 points, equaling $20. Since this card has no quarterly category stipulations, you are completely unlimited on how to earn your points.
Is the Citi Double Cash Card for You?
As long as you don’t plan on using this card oversees, this card will work great for you. With a potential 2% cash back per dollar (once paid off), and the advantage of no rotating categories, this card is one of the simplest options for earning cash back.
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.