Among the many banks that issue credit cards, few can match the diversity that HSBC Bank offers. HSBC credit cards are available for cardholders in bad credit situations as well as for those with excellent credit scores.
One shining example of the end-result of the alliance between American Express and HSBC credit cards is the HSBC American Express Card with Plus Reward. This card features a 0% introductory APR on purchases and balance transfers as well as 1.25 points on every purchase, with no limit on the amount of points you can earn and no annual fee. In addition, card holders benefit from the American Express signature round-the-clock service and worldwide travel benefits. However, to qualify for this card, you’ll need near perfect credit, close to or higher than 758 so clearly this card is not for everyone.
| Intro APR: | 0% |
|---|---|
| Regular APR: | 7.90% - 15.99% |
| Annual Fee: | $0 - $79 |
| Intro Period: | 6 months |
|---|---|
| Balance Transfer: | Yes* |
| Credit Needed: | Bad |
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| Intro APR: | 1.99% |
|---|---|
| Regular APR: | 13.99% |
| Annual Fee: | None |
| Intro Period: | 6 Months |
|---|---|
| Balance Transfer: | Yes* |
| Credit Needed: | Excellent |
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