Choosing among the many Citi® credit cards can be a lot like being a kid in a candy store. There are simply so many different cards that selecting the right one can be an overwhelming proposition. To find the right card, take an honest look at your own situation, interests and needs before you decide.
The Citibank MasterCard can put you on the path to a new car purchase.
Before you apply, carefully review your credit rating, borrowing history and interests. Travel lover? Consider the Citi® Bank MasterCard airline cards. Small business owners should consider one of the many Citi® credit cards that offer 0% intro APR on balance transfers, and online account management features.
Finding the right Citi® bank credit card yields very sweet rewards.
To qualify for a Citi® bank credit card you’ll need a good credit score. Qualify and save right from the start with a zero interest introductory APR. But, be careful to read the fine print for annual fees.
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Editor's Rating:
9.5
-
Consumer Rating: (25 ratings)
8.1
| Intro APR: |
0% |
| Regular APR: |
11.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
18 months on Balance Transfers*, 12 months on Purchases* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.0
| Intro APR: |
0% |
| Regular APR: |
12.99% - 20.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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Editor's Rating:
8.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months on BTs |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 21.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
7 Months on Purchases |
| Balance Transfer: |
No |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
-
Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months on BTs |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
-
Editor's Rating:
8.5
-
Consumer Rating: (4 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
12.99% - 20.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
15 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
