Points

Points Reward credit cards can be divided into several different categories: points, cash back, miles, travel rewards or shopping. Each of the cards listed below will provide you with some type of reward for every purchase that you make with the card.
  • Editor's Rating: 8.5 Top Pick
  • Consumer Rating: (2 ratings) 8.0
Intro APR: 0%
Regular APR: 12.99% - 20.99%* (Variable)
Annual Fee: None
Intro Period: 12 months*
Balance Transfer: Yes*
Credit Needed: Excellent

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  • $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee
  • Editor's Rating: 8.5
  • Consumer Rating: (4 ratings) 6.8
Intro APR: N/A
Regular APR: N/A
Annual Fee: $125 annual fee
Intro Period: N/A
Balance Transfer: No
Credit Needed: Excellent

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  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
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