Want to get in on all of the great reward programs but don’t know where to start? Consider your habits and interests first. If you’re a traveler, check out the points or mile earning cards. Watching your pennies? Consider a cash back card. The variety of programs can be confusing but the rewards are worth the effort. A general reward card is a much better option than choosing a department store based rewards card.
Credit card rewards include features and benefits tailored to specific needs.
Credit card rewards are offered by virtually every card issuer. Find the best reward credit cards for your individual situation by considering the benefits and features of each. Before you begin, try to identify the type of rewards (travel, cash back, gas, etc.) that will meet your needs best. One great way to do this is by using the online card comparison tool for a side-by-side comparison.
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Editor's Rating:
9.0
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Consumer Rating: (20 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
12 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
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Editor's Rating:
9.5
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Consumer Rating: (7 ratings)
9.6
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 15.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
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Editor's Rating:
9.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
-
Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
9.2
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
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Editor's Rating:
8.0
-
Consumer Rating: (3 ratings)
8.3
| Intro APR: |
See Terms* |
| Regular APR: |
15.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.5
-
Consumer Rating: (1 ratings)
6.0
| Intro APR: |
3.99%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
9.25% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
An American Express rewards card for the traveler, student and small business owner.
American express rewards cards offer a wide variety of benefits for all card holders. Focused on stretching your hard earned dollars with a cash back card? Consider the Platinum card from American Express. Apply online and get Express Approval in less than 60 seconds.
Competition among the credit card issuers is good for the cardholders. It’s the reason for zero and low balance transfer credit cards, travel miles programs, gas programs and cash back programs. Do a quick search and compare some of the best reward credit cards available.
American express rewards programs offer rewards and low-fixed interest rates.
Some of the best reward credit cards for individuals with good credit are those offered by the American Express rewards programs. You can also compare American Express Rewards cards, Mastercard Rewards and Visa Rewards cards on separate pages.
* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.
