Want the convenience of a credit card without the risk of overspending? Prepaid credit cards deliver that and more. Prepaid cards limit the amount you can spend based on the amount you have deposited. Use them like you would any credit card for purchases at all locations that accept MasterCard® and Visa®. With prepaid cards, the amount you can spend is based on the amount you have deposited into the account.
If you don’t have the credit history to qualify for a regular credit card, prepaid credit cards may be just the ticket. The Wired Plastic™ Prepaid Visa® Card ensures that you’ll never have a bounced check, NSF or overdraft charges. With the Wired Prepaid card you’ll be able to earn 1 free reward point for every $1 you spend and you can redeem them for prepaid wireless airtime, music downloads, and long distance calls. The Wired card also offers a free bill pay service and a free credit builder program to help you repair your credit.
Watch for fees on a prepaid Visa® card.
Fees are common in prepaid cards, but not all prepaid cards charge a fee. Many cards waive the activation fee when you load your credit card by direct deposit. Apply now and get instant guaranteed approval without a credit check or security deposit.
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Consumer Rating:
0.0
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N/A* |
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Yes* |
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- No activation or monthly fees!
- Instant and convenient access to funds (no checks!)-anyone can go to the website to set up a one time or recurring gift.
- Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Use it to give a gift or get a gift-no more wasted gift cards!
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Editor's Rating:
9.0
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Consumer Rating: (4 ratings)
8.8
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N/A* |
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Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
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Editor's Rating:
7.5
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Consumer Rating: (3 ratings)
9.7
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None |
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Yes* |
Don't know your Credit Score? Click here
- As seen in stores nationwide
- Extra user cards – EXCLUSIVE OFFERING!
- FREE (5% APR) savings account - EXCLUSIVE OFFERING!
- FREE 2-way text message alerts - EXCLUSIVE OFFERING!
- FREE mobile money transfers - EXCLUSIVE OFFERING!
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Editor's Rating:
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See Terms* |
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Yes* |
Don't know your Credit Score? Click here
- Reloadable prepaid Visa® card for 18-25 year olds.
- No activation fee, no monthly or yearly fee.
- Great solution for a debt-free financial future as it has no APR or overdraft allowance.
- Quick, easy online application.
- Free money loading with direct deposit from friends, family and employers.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
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| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No annual, activation, or monthly fees!
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Instant and convenient access to funds and allowances.
- Have funds deposited directly onto your card-anyone can put money on your card.
- Use it to give a gift or get a gift-no more wasted gift cards!
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Editor's Rating:
8.5
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Consumer Rating: (4 ratings)
9.2
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N/A |
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| Annual Fee: |
39.95 |
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N/A |
| Balance Transfer: |
No |
Don't know your Credit Score? Click here
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
Repair bad credit history with prepaid credit cards.
Caught in a negative credit situation? A secured prepaid credit card can be a terrific tool for rebuilding bad credit and begin repairing your credit right away. Most prepaid cards report monthly to all of the major credit bureaus which helps you improve your credit score from the very first month.
When considering the many options for rebuilding your credit, you’ll want to check into the benefits and features offered with a secured credit card like the First PREMIER® Bank Secured MasterCard® . And, you can apply online for any of the prepaid credit cards with the confidence of knowing that all credit types are welcome and all applications are accepted.
For an annual fee of just $69, you’ll have the convenience of a credit card at your fingertips and, because the First PREMIER® Bank reports monthly to four major credit bureaus, you’ll have the peace of mind of knowing that your credit is on the road to recovery. The online care comparison tool can make quick work of finding the right prepaid or secured credit card by giving you a side-by-side view of all the many features and benefits.
