Both 0% Intro and BT

Low interest credit cards offer a low introductory % rate for a limited time (6 months depending on the issuer) and a competitive fixed or variable rate thereafter, which is based off of the prime rate plus an added percentage rate.

Citi® Platinum Select® MasterCard®

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Editor's Rating: 9.5
Consumer Rating: (25 ratings) 8.1

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Intro APR:	0%
Regular APR:	11.99% - 19.99%* (Variable)
Annual Fee:	None

Intro Period:	18 months on Balance Transfers, 12 months on Purchases
Balance Transfer:	Yes*
Credit Needed:	Good

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0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee

Discover® More Card

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Editor's Rating: 9.0
Consumer Rating: (20 ratings) 8.9

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Intro APR:	0%*
Regular APR:	11.99% - 20.99% (Variable)*
Annual Fee:	None

Intro Period:	6 Months*
Balance Transfer:	Yes*
Credit Needed:	Excellent

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0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Citi Forward® Card

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Editor's Rating: 8.0
Consumer Rating: (1 ratings) 9.0

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Intro APR:	0% if you qualify*
Regular APR:	12.99% - 19.99%* (Variable)
Annual Fee:	None

Intro Period:	12 months on BTs
Balance Transfer:	Yes*
Credit Needed:	Good

Don't know your Credit Score? Click here

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No annual fee

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