Both 0% Intro and BT

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• 0% APR* on balance transfers and purchases for up to 15 months
• No annual fee
• Citi® Identity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management
• Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

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• 0% APR on Balance Transfers for a FULL 12 months
• 0% APR on Purchases for a FULL 6 months
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
• Up to 1% unlimited Cashback Bonus on all other purchases automatically
• Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
• Instant Response within 60 seconds

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• The credit card that rewards you for good behavior.
• Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
• 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
• 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
• 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
• 0% APR for 7 months on purchases and balance transfers.