Struggling to make the minimum payment on your credit card each month? Switch to a 0% interest balance transfer credit card and get relief. Save more by transferring high interest balances to cards offering low or zero interest rates for up to 12 months or more.
Get instant debt relief with zero percent interest and zero percent APR credit cards
The key to balance transfer cards is to make the switch to a low APR card or one with 0% interest before you become fully buried. In the case of credit card balance transfers, sooner is always better than later.
Transfer the maximum amount available to a 0% interest credit card
Review each of your cards with balances and then transfer those with the highest interest rates first. If any of the high interest cards have balances remaining, get aggressive in paying those off first. Protect the zero or low interest balance transfer rate by making all of your payments on time.
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Editor's Rating:
9.5
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Consumer Rating: (12 ratings)
9.5
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.49% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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Editor's Rating:
9.5
-
Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
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Editor's Rating:
9.0
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Consumer Rating: (10 ratings)
7.9
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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Editor's Rating:
9.5
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Consumer Rating: (10 ratings)
9.3
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
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Editor's Rating:
9.0
-
Consumer Rating: (4 ratings)
9.5
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- Interest-free grace period when you pay your bill in full each month
- FREE Online Account Access
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Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Miles on grocery store purchases in November and December*
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
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Editor's Rating:
7.5
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Consumer Rating: (3 ratings)
8.3
| Intro APR: |
0% |
| Regular APR: |
9.90% |
| Annual Fee: |
$39 |
| Intro Period: |
Until October 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn double miles - 2 miles per dollar spent on all purchases
- Save with a 0% intro APR on purchases until October 2009
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates and no seat restrictions
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Editor's Rating:
7.0
-
Consumer Rating: (2 ratings)
6.5
| Intro APR: |
0% |
| Regular APR: |
14.90% |
| Annual Fee: |
$19 |
| Intro Period: |
Until February 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Average
|
Don't know your Credit Score? Click here
- Buy what you've been dreaming of and pay no interest until February 2009 on purchases
- Save with a low non-intro variable APR, currently 14.9%
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
