0 Interest Cards

0% Intro APR

Struggling to make the minimum payment on your credit card each month? Switch to a 0% interest balance transfer credit card and get relief.  Save more by transferring high interest balances to cards offering low or zero interest rates for up to 12 months or more.

Get instant debt relief with zero percent interest and zero percent APR credit cards

The key to balance transfer cards is to make the switch to a low APR card or one with 0% interest before you become fully buried.  In the case of credit card balance transfers, sooner is always better than later.

Transfer the maximum amount available to a 0% interest credit card 

Review each of your cards with balances and then transfer those with the highest interest rates first. If any of the high interest cards have balances remaining, get aggressive in paying those off first. Protect the zero or low interest balance transfer rate by making all of your payments on time. 

* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.

  • Editor's Rating: 9.5 Top Pick
  • Consumer Rating: (19 ratings) 9.1
Intro APR: 0%
Regular APR: As Low As 11.99% Variable
Annual Fee: None
Intro Period: Up to 15 Months
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • 0% APR* on balance transfers and purchases for up to 15 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

  • Editor's Rating: 9.5
  • Consumer Rating: (7 ratings) 9.6
Intro APR: See Terms*
Regular APR: As Low As 15.24%
Annual Fee: No Annual Fee
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
  • Editor's Rating: 9.0
  • Consumer Rating: (6 ratings) 9.5
Intro APR: See Terms*
Regular APR: As Low As 17.24%
Annual Fee: No Annual Fee
Intro Period: Up to 12 Months
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
  • Editor's Rating: 8.0
  • Consumer Rating: 0.0
Intro APR: 0%
Regular APR: 14.24% Variable
Annual Fee: None
Intro Period: 7 Months
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 7 months on purchases and balance transfers.

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