0% Balance Transfer Cards

0% BT APR Low interest credit cards offer a low introductory % rate for a limited time (6 months depending on the issuer) and a competitive fixed or variable rate thereafter, which is based off of the prime rate plus an added percentage rate.
  • Editor's Rating: 9.5 Top Pick
  • Consumer Rating: (19 ratings) 9.1
Intro APR: 0%
Regular APR: As Low As 11.99% Variable
Annual Fee: None
Intro Period: Up to 15 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% APR* on balance transfers and purchases for up to 15 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

  • Editor's Rating: 8.0
  • Consumer Rating: 0.0
Intro APR: 0%
Regular APR: 14.24% Variable
Annual Fee: None
Intro Period: 7 Months
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 7 months on purchases and balance transfers.

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* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.

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