0% Balance Transfer Cards

0% BT APR Low interest credit cards offer a low introductory % rate for a limited time (6 to 15 months depending on the issuer) and a competitive fixed or variable rate thereafter, which is based off of the prime rate plus an added percentage rate.
  • Editor's Rating: 9.5 Top Pick
  • Consumer Rating: (13 ratings) 9.5
Intro APR: 0%
Regular APR: As Low As 7.49%
Annual Fee: None
Intro Period: up to 12 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management

  • Editor's Rating: 8.0
  • Consumer Rating: (6 ratings) 9.2
Intro APR: 0%
Regular APR: 10.99%
Annual Fee: None
Intro Period: 6 Months
Balance Transfer: Yes*
Credit Needed: Excellent

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  • Double Miles on grocery store purchases in November and December*
  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
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