Low interest credit cards offer a low introductory % rate for a limited time (6 months depending on the issuer) and a competitive fixed or variable rate thereafter, which is based off of the prime rate plus an added percentage rate.
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Editor's Rating:
9.5
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Consumer Rating: (25 ratings)
8.1
| Intro APR: |
0% |
| Regular APR: |
11.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
18 months on Balance Transfers*, 12 months on Purchases* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Editor's Rating:
8.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months on BTs |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
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* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.
