Instant online approval cards are more popular than ever.
Want a credit card but don’t want to wait? The days of long credit card applications and longer wait times are over. Now, complete an application online in less than 10 minutes. And, in nearly all cases, you’ll get instant online approval right away.
NOTE: Instant approval is not guaranteed for First PREMIER® product; however, an instant response will be provided within 60 seconds.
Instant online approval is a snap with good credit.
Want to start saving now? Almost all instant online approval credit cards require a minimum credit rating of good or, in some cases, excellent. This is based on an instant check of your FICO score. The instant approval credit cards have become so popular that American Express has branded their version as “Express Approval” and, more cards like the Discover® More(SM) Card and Blue from American Express® are being added to the instant approval category each month. Apply now and, if you qualify, get approval within minutes.
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Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$125 |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
9.0
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Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
13.24% |
| Annual Fee: |
None |
| Intro Period: |
3 months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Editor's Rating:
8.5
-
Consumer Rating: (4 ratings)
8.0
| Intro APR: |
See Terms |
| Regular APR: |
See Terms |
| Annual Fee: |
See Terms |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms |
| Credit Needed: |
All Types
|
- Great APR on purchases - Great Credit Card
- Reports monthly to 4 Major Credit Bureaus
- You don't need perfect credit for a PREMIER credit card
- Peace of mind with PREMIER Credit Protection®
- 24 hour account access by phone
- Genuine MasterCard/Visa credit card - not a debit card
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Editor's Rating:
9.0
-
Consumer Rating: (5 ratings)
9.6
| Intro APR: |
See Terms |
| Regular APR: |
See Terms |
| Annual Fee: |
See Terms |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms |
| Credit Needed: |
All Types
|
- Low APR on purchases
- Free Access to online Credit Monitoring for the first 30 days
- Reports monthly to 4 Major Credit Bureaus
- Available PREMIER Credit Protection®
- The PREMIER Credit Card - No checking account required
- A Credit Card for those with less than perfect credit
-
Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
See Terms |
| Regular APR: |
See Terms |
| Annual Fee: |
See Terms |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms |
| Credit Needed: |
All Types
|
- Low APR on purchases
- Peace of mind with PREMIER Credit Protection®
- A credit card you can trust
- 24 hour account access by phone
- Reports monthly to 4 Major Credit Bureaus
- Find out your Credit Card Application Results - Instantly
-
Editor's Rating:
8.0
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
2.90% |
| Regular APR: |
13.24% |
| Annual Fee: |
$45 |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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If your credit score is poor or bad and you’re seeking an avenue to begin to rebuild it, instant approval bad credit cards are the answer. Complete the application for instant approval credit cards in the comfort and security of your own home. Many of the credit cards for bad credit offer an instant response. Instant approval bad credit cards differ somewhat from instant approval credit cards for good or excellent credit in that they will generally require you to make a deposit into the account before it can be activated.
Students can apply for instant approval credit cards too.
Many of the student cards, such as the Discover® Student Card, offer the same convenience of an online application and an instant approval credit card decision in just seconds. All you need to do is click on the “apply now” icon and get on the fast track to instant approval.
