Instant online approval cards are more popular than ever.
Want a credit card but don’t want to wait? The days of long credit card applications and longer wait times are over. Now, complete an application online in less than 10 minutes. And, in nearly all cases, you’ll get instant online approval right away.
Instant online approval is a snap with good credit.
Want to start saving now? Almost all instant online approval credit cards require a minimum credit rating of good or, in some cases, excellent. This is based on an instant check of your FICO score. The instant approval credit cards have become so popular that American Express has branded their version as “Express Approval” and, more cards like the Discover® More(SM) Card and Blue from American Express® are being added to the instant approval category each month. Apply now and, if you qualify, get approval within minutes.
-
Editor's Rating:
9.0
-
Consumer Rating: (14 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
-
Editor's Rating:
9.5
-
Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
-
Editor's Rating:
9.0
-
Consumer Rating: (5 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
9.0
-
Consumer Rating: (7 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
-
Editor's Rating:
8.5
-
Consumer Rating: (3 ratings)
8.3
| Intro APR: |
N/A |
| Regular APR: |
14.49% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
-
Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.3
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Double Cashback Bonus on grocery store purchases in November and December*
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
-
Editor's Rating:
9.5
-
Consumer Rating: (10 ratings)
9.3
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
-
Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Miles on grocery store purchases in November and December*
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- First
- Prev
- Page 1 of 1
- Next
- Last
If your credit score is poor or bad and you’re seeking an avenue to begin to rebuild it, instant approval bad credit cards are the answer. Complete the application for instant approval credit cards in the comfort and security of your own home. The Centennial® MasterCard®/Visa® or the First PREMIER Bank Gold MasterCard®/Visa® are both good options. Instant approval bad credit cards differ somewhat from instant approval credit cards for good or excellent credit in that they will generally require you to make a deposit into the account before it can be activated.
Students can apply for instant approval credit cards too.
Many of the student cards, such as the Discover® Student Card, offer the same convenience of an online application and an instant approval credit card decision in just seconds. All you need to do is click on the “apply now” icon and get on the fast track to instant approval.
