Cash back credit cards give new meaning to "a penny saved is a penny earned."
Do you find yourself watching the ground for pennies or digging between the cushions to make certain no money is lost? Get a cash back credit card in your wallet and take advantage of getting money back every time you make a purchase. Cash back card offers have become very popular and, depending on whether you’re a small business or individual, there are plenty to choose from. A cash back credit card can make good cents.
Increase your savings with a low or zero interest, cash back credit card.
A cash back credit card can be a great way to save with every purchase. Some of the best cash back cards return as much as five perent on everyday purchases, from groceries, dry cleaning, hair dressers and clothing purchases to movies, drug stores, oil changes and more. Of all of the rewards programs available, the cash back credit card lets you save the most on every purchase. Plus, many are also balance transfer cards and will offer low or zero interest introductory rates.
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Editor's Rating:
9.0
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Consumer Rating: (14 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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Editor's Rating:
8.0
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Consumer Rating: (6 ratings)
8.2
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
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Editor's Rating:
8.5
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Consumer Rating: (3 ratings)
8.3
| Intro APR: |
N/A |
| Regular APR: |
14.49% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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Editor's Rating:
9.0
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Consumer Rating: (5 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.5
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Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0% |
| Regular APR: |
13.90% |
| Annual Fee: |
None |
| Intro Period: |
Until October 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
- There's no limit to the cash back you can earn, and your cash rewards won't expire
- Save with a 0% intro APR on purchases until October 2009
- You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
- No annual fee
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Editor's Rating:
9.5
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Consumer Rating: (10 ratings)
9.3
| Intro APR: |
0% |
| Regular APR: |
10.49% |
| Annual Fee: |
None |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
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Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.3
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Double Cashback Bonus on grocery store purchases in November and December*
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
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Editor's Rating:
7.0
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Consumer Rating: (2 ratings)
7.5
| Intro APR: |
N/A |
| Regular APR: |
9.99% - 19.99% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.
- No Annual Fee
- Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
- Absolute fraud protection against unauthorized use, online and offline.
Reap the rewards of a cash back card but avoid the cash advance option.
Credit card companies have found innovative ways to attract the attention of customers with good to excellent credit scores. If you utilize a cash advance, its likely that you won't benefit from the cash back savings as your cash rebate will go towards paying a high interest rate that is generally incurred with a cash advance on your credit card.
Need cash fast? Consider a convenience check loan.
Caught in a bad credit situation and need cash fast? A convenience check from a credit card might be a better option than a specific cash loan for bad credit. Many, though not all, of the cards for bad credit are secured by equity in your home or car.
