Cash back credit cards give new meaning to "a penny saved is a penny earned."
Do you find yourself watching the ground for pennies or digging between the cushions to make certain no money is lost? Get a cash back credit card in your wallet and take advantage of getting money back every time you make a purchase. Cash back card offers have become very popular and, depending on whether you’re a small business or individual, there are plenty to choose from. A cash back credit card can make good cents.
Increase your savings with a low or zero interest, cash back credit card.
A cash back credit card can be a great way to save with every purchase. Some of the best cash back cards return as much as five percent on everyday purchases, from groceries, dry cleaning, hair dressers and clothing purchases to movies, drug stores, oil changes and more. Of all of the rewards programs available, the cash back credit card lets you save the most on every purchase. Plus, many are also balance transfer cards and will offer low or zero interest introductory rates.
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Editor's Rating:
9.0
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Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
As low as 12.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
up to 6 months on Purchases |
| Balance Transfer: |
Yes |
| Credit Needed: |
*Excellent/Good
|
Don't know your Credit Score? Click here
- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
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Editor's Rating:
9.0
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Consumer Rating: (20 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
12 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
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Editor's Rating:
9.0
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Consumer Rating: (6 ratings)
9.5
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 17.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.0
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Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
14.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
7 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 7 months on purchases and balance transfers.
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Editor's Rating:
9.0
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Consumer Rating: (2 ratings)
8.0
| Intro APR: |
See Terms* |
| Regular APR: |
15.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Editor's Rating:
9.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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Editor's Rating:
8.5
-
Consumer Rating: (1 ratings)
6.0
| Intro APR: |
3.99%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
Reap the rewards of a cash back card but avoid the cash advance option.
Credit card companies have found innovative ways to attract the attention of customers with good to excellent credit scores. If you utilize a cash advance, its likely that you won't benefit from the cash back savings as your cash rebate will go towards paying a high interest rate that is generally incurred with a cash advance on your credit card.
Need cash fast? Consider a convenience check loan.
Caught in a bad credit situation and need cash fast? A convenience check from a credit card might be a better option than a specific cash loan for bad credit. Many, though not all, of the cards for bad credit are secured by equity in your home or car.
