0% Balance Transfer

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• 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
• Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
• Citi® Identity Theft Solutions
• Secure, free online account management
• No annual fee

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• 0% intro APR on balance transfers for a full 15 months, then the Regular APR
• 0% intro APR on purchases for a full 6 months, then the Regular APR
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee

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• $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
• 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
• 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• No annual fee