Citi PremierPass® Card, Editor Reviewed at CompareCards.com

Citi PremierPass® Card

Editor's Rating: 8.0
Consumer Rating: (2 ratings) 8.5

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Intro APR:	0%
Regular APR:	as low as 10.99%
Annual Fee:	None

Intro Period:	Up to 12 Months
Balance Transfer:	Yes*
Credit Needed:	Excellent

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10,000 bonus points after $300 in purchases made within 3 months of account opening--enough for a $100 gift card*
Earn 1 point for every dollar spent on all purchases*
Earn 1 point for every 3 miles you fly on any airline*
Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
Redeem points for flights on any airline with no blackout dates*

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

For anyone with very good credit who has or will have a balance to transfer this is a good option. Though the miles rewards program is not as generous as similar cards, the balance transfer period is longer than most.

The Good

The introductory term is longer than most balance transfer cards. Plus, you get 10,000 bonus points when you make a purchase within the first two months. Points never expire. Cardholders have 15 months from date of card opening to make balance transfer.

The Not So Good

You must fly 3 miles to earn 1 point. There is a cap of 100,000 points earned per calendar year and only 50,000 can be earned on miles flown. Default APR is higher than most cards.

CARD DESCRIPTION

The Citi PremierPass® Card shines as a balance transfer card. With a term of 15 months to make the transfer and then an additional 15 months of 0% APR once the transfer is made, this card provides better than average flexibility. Points on purchases are made at 1 point for every dollar but points paid on miles flown are a bit tougher to come by as you’ll need to fly 3 miles to earn 1 point but they can be redeemed for your choice of anytime travel or select merchandise.

With this card you can receive 10,000 bonus points after your first $300 in purchases made within 3 months of opening your account. There is no annual fee and you can also get 0% APR for up to 12 months depending on your credit history. This is a great card for someone with a good credit history, particularly those with a balance on a high interest card that they want to transfer.

There is a miles reward system that allows you to earn 1 flight point for every 3 miles that you fly on any airline of your choice. You can also choose to purchase a ticket for someone else and earn reward miles. You can earn one purchase point for all other purchases made with your Citi PremierPass card. The card has a cap of 100,000 points per calendar year and only 50,000 from miles flown.

Read Customer Reviews (Last Reviewed: Aug 15, 2008)

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% APR for 15 months on balance transfers

9.0

Benefits

A longer than average introductory period plus the opportunity to earn 1 point for every $1 for redemption on airlines and discounts on hotels.

8.0

Fees

No annual fee; 3 % on balance transfers and cash advances.

8.0

Regular APR

Variable Prime+ 5.99% o purchases and balance transfers; Prime+ 14.99% for cash advances