| Intro APR: | N/A |
|---|---|
| Regular APR: | As low as 17.24% Variable |
| Annual Fee: | None |
| Intro Period: | N/A |
|---|---|
| Balance Transfer: | No |
| Credit Needed: | Good |
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- 0% APR* on purchases for 7 months if you qualify based on your application and credit history.*
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
- Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, travel, electronics, music and more.

