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The Citi Forward(SM) Card is distinguished by the fact that it offers various rewards as a thank you to its customers for doing simple things that lead to good credit and sound money management.
 
You can earn 5 points for every $1 spent in restaurants, record stores, movie theatres, and video rental stores and 1 point for other purchases, plus 100 points for each billing period when you pay on time and stay under your credit line. Sign up for paperless statements and you will earn 5,000 bonus points, and you can get 6,000 ThankYou® Points after you make $250 in purchases within the first 3 months.

Redeem your ThankYou® Points for gift cards, music and electronics or for student loan rebates, statement credits, and charitable donations. But if you cannot find a reward that appeals to you contact the card company and they will create one just for you through their Your Wish Fulfilled option.

Credit education tips and tools to help do budget and investment planning are included under the “Use Credit Wisely” feature. Optional services include payment aid – a kind of insurance against loss of income due to certain unforeseen circumstances – and Citi® IdentityMonitor® credit protection services that are meant to help protect cardholders from identity theft while providing information and updates such as credit score and reporting details. You can also have your own picture and signature on the front of your Citi card – a feature that enhances cardholder security and helps to avoid card theft or abuse.

A useful and innovative Virtual Account Number feature lets you shop online without using your primary account number. With one click of the computer mouse you can generate a substitute credit card number and use it for that transaction – which then gets tied back to your card account without giving anyone your actual card number.

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