Citi® Driver's Edge® Card for College Students, Editor Reviewed at CompareCards.com

Citi® Driver's Edge® Card for College Students

Editor's Rating: 8.0
Consumer Rating: (2 ratings) 9.5

$Citi® Driver\'s Edge® Card for College Students$

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Intro APR:	0%
Regular APR:	13.99%
Annual Fee:	None

Intro Period:	6 Months
Balance Transfer:	Yes*
Credit Needed:	Good

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0% APR for 6 months on purchases, cash advances and balance transfers
Earn rebates towards any car, new or used**
Build your credit history
Free Online Account Management
$0 liability on unauthorized purchases

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

For the college student in search a 0% interest card, this card can be a good option but there will be limitations on the rewards that can be earned.

The Good

Points can be earned on everyday purchases and redeemed on gift cards, merchandise and services.

The Not So Good

Maximum earning cap of $500 in drive rebates per year and $1,000 total rebates. Introductory period is only six months and then regular APR is higher than similar cards.

CARD DESCRIPTION

Designed especially for college and university students, the Citi® Driver’s Edge® Card doubles as a balance transfer card and a rewards card and is especially designed to be used by college students. Citi understands that college students often have varying needs when compared to other credit card users. This card offers you the opportunity to get relief from high interest credit card balances while earning bonus rewards on everyday purchases at supermarkets, drugstores and gas stations.

With the Citi Driver's Edge Card for College Students, you can earn points on everyday purchases and redeem them for gift cards, special services and merchandise. If you are looking for an affordable 0% interest credit card, this could be a good option for you. This card has a maximum earning cap of $500 in drive rebates and $1000 in total rebates for the year. You can earn rebates toward any car - new or used.

The introductory period on this card is 6 months and the regular APR is a bit higher than most cards. This is a good opportunity to build credit history, however and it comes with no annual fee, free online account management and $0 liability on unauthorized purchases so you can have peace of mind.

Read Customer Reviews (Last Reviewed: Jul 02, 2008)

DETAILED EDITORS' RATINGS

8.0

Introductory APR

0% APR on purchases and balance transfers for 6 months

8.0

Benefits

3% rebates on purchases at supermarkets, drugstores and gas stations, 1% on all other purchases and $1 for every 100 miles you drive up to $500 every 12 months in drive rebates. Redeem rebates towards automotive maintenance, the purchase or lease of any new or used vehicle or gift cards, merchandise or services.

8.0

Fees

No annual fee; 3% on balance transfers and cash advances

7.0

Regular APR

Variable APR of Prime+9.99% on purchases and balance transfers.