• Editor's Rating: 8.5
  • Consumer Rating: 0.0
Intro APR: 0%
Regular APR: As low as 13.24% Variable
Annual Fee: None
Intro Period: up to 12 Months
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 0% Intro APR for up to 12 months
  • No Annual Fee
  • Pay down balances on your terms with Blueprint(SM)
  • Zero Liability on unauthorized purchases
  • E-mail and text alerts

EDITORS' RATINGS OVERALL SCORE

8.5

Overall

The Bottom-Line

A flexible card for making monthly payments to pay down balances faster. Choose between four options.

The Good

Cardholders can design their own payment plan.

The Not So Good

No rewards program and a higher APR for less qualified applicants.

CARD DESCRIPTION

Please see bullets for details.

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% intro APR for up to 12 months on Purchases and Balance Transfers.

7.0

Benefits

No reward program; however, the ability to be flexible with payment options is indeed a unique benefit.

8.0

Fees

In-line with other offers.

8.0

Regular APR

As low as 13.24% for premium pricing