• Editor's Rating: 8.5
  • Consumer Rating: (2 ratings) 1.0
Intro APR: 0%
Regular APR: 13.24%-22.24% Variable*
Annual Fee: None
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New Innovative Card Design.
  • Blueprint(SM) – free and customizable features
    • Help you avoid unnecessary interest
    • Pay your balances down faster

EDITORS' RATINGS OVERALL SCORE

8.5

Overall

The Bottom-Line

A flexible card for making monthly payments to pay down balances faster. Choose between four options.

The Good

Cardholders can design their own payment plan.

The Not So Good

No rewards program and a higher APR for less qualified applicants.

CARD DESCRIPTION

Please see bullets for details.

Read Customer Reviews (Last Reviewed: Jul 14, 2010)

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% intro APR for up to 12 months on Purchases and Balance Transfers.

7.0

Benefits

No reward program; however, the ability to be flexible with payment options is indeed a unique benefit.

8.0

Fees

In-line with other offers.

8.0

Regular APR

As low as 13.24% for premium pricing