• Editor's Rating: 9.5
  • Consumer Rating: (10 ratings) 9.3
Intro APR: 0%
Regular APR: 10.49%
Annual Fee: None
Intro Period: 6 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee

EDITORS' RATINGS OVERALL SCORE

9.5

Overall

The Bottom-Line

With a very generous 12 months of 0% interest on both purchases and balance transfers, this card is one of the better balance transfer cards. It also doubles as a gas card paying up to 6% rebate on cash purchases for 90 days and 3% on all gas purchase at

The Good

A full 12 months of 0% APR for those who qualify plus this card pays very good cash back rebates of up to 6% on gas purchases and 1% rebates on all other purchases with few restrictions.

The Not So Good

Maximum rebate for gas purchases per month is $15. Introductory period varies based on credit review.

CARD DESCRIPTION

When you want the benefits of a Chase card but with a little something extra than the traditional cards will offer, consider the Chase PerfectCard MasterCard. With many of the benefits you've come to expect from a Chase card, this MasterCard is accepted everywhere you see the MasterCard logo. In addition, you can find the great features below.

For anyone interested in a balance transfer card, a gas card and a rewards card, the Chase PerfectCard™ MasterCard® does it all. With a full 12 month introductory 0% APR offer, this is one of the best balance transfer cards available but  it’s also works as a gas rebate card and cash rewards card all rolled into one; offering up to 6% rebate on gas purchases and 1% cash rebate on all other purchases.

The Chase PerfectCard MasterCard comes with no annual fee. You can enjoy rebates with this card such as 6% cash rebates on all of your eligible gas purchases for the first 90 days and 3% cash rebates on gas purchases after the first 90 days. This is good for any gas station of your choice. You can also enjoy 1% rebates on all other purchases that you make anywhere else you shop and use your card.

The Chase PerfectCard MasterCard will make for a good balance transfer card and also works as a true gas savings card for anywhere you want to buy your gas.

Read Customer Reviews (Last Reviewed: Jul 23, 2008)

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% APR for 12 months

9.0

Benefits

0% interest for up to 12 months and the opportunity to earn 6% rebates at any gas station for first 90 days; 3% on gas purchases thereafter and 1% rebate on all other purchases.

8.5

Fees

No annual fee; 3% balance transfer fee with max. of $75; 3% of cash advances with minimum of $10.

8.5

Regular APR

Variable Prime+ 5.99 or Prime+ 9.99% based on credit history