• Editor's Rating: 9.0
  • Consumer Rating: 0.0
Intro APR: 0%
Regular APR: As low as 12.99% Variable
Annual Fee: None
Intro Period: up to 6 months on Purchases
Balance Transfer: Yes
Credit Needed: *Excellent/Good

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  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

One of the better reward cards. 0% Intro APR for up to 12 months on balance transfers; 0% for up to 6 months on purchases.

The Good

Offers 0% intro for up to 6 months on purchases. Earn 3% on a variety of frequent categories in which you spend the most. No program fee.

The Not So Good

The 3 points for every dollar is limited to specific categories.

CARD DESCRIPTION

Please refer to bullet points.

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% Intro APR for up to 6 months on Purchases and up to 12 months on Balance Transfers.

9.0

Benefits

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores. Full 1% Cash Back on everything else - no spending tiers or caps on how much you earn.

8.0

Fees

Transaction fees for both balance transfers and cash advances are the same. 5% of the amount of the transaction, but not less than $100.

8.0

Regular APR

As low as 12.99% Variable.