Student Credit Cards
- Compare college student credit cards from major credit companies intended for students looking to establish a solid credit history
- Expert and Independent ratings & consumer reviews
- Secure and immediate online application process
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0%* for 6 Months
5% cash back*
Sign Up Offer
Card Highlights:
Purchase APR
0%* for 6 Months
Balance Transfer:
See Terms
Ongoing Information
Highlights
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
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$20 Cash Back Bonus
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Highlights
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...cash back in categories that change throughout the year on up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%.
- *Click apply for Terms & Conditions.
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25% cash back bonus each month*
1% cash back on all purchases
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Highlights
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
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0% for 7 Months*
1% cash back on all purchases
Sign Up Offer
Card Highlights:
Purchase APR
0% for 7 months*
Balance Transfer:
N/A
Ongoing Information
Regular APR:
13.99%-23.99%* (Variable)
Annual Fee:
$0*
Credit Needed:
N/A
Highlights
- Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
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Fees
No Monthly or Annual FeesAccess to Benefits
Purchases Protection and Roadside AssistanceSign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Highlights
- Get American Express Serve and you could get $50 when you use Direct Deposit. Must enroll in Direct Deposit by 8/31/13.*
- No credit check. No minimum balance. No activation fee.
- Manage your money with the prepaid card, online account, and mobile app.
- Shop online or off and get access to membership benefits like Purchase Protection.*
- Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
- No need to use a check. Email money to anyone no matter where they have a bank account.
- The safety and security of American Express.
- The 24/7 customer service you expect from American Express.
- *Terms, conditions and exclusions apply.
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Best Student Credit Card Offers
Student credit cards are specifically designed for high school and college students. In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants.
Student cards may also have convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.
As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.
In general, both high school and college students seek the following type of credit cards:
- Credit cards with no credit history
- Credit cards with bad credit history
Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree. Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.
Over 1,250,000 cardholders since 2005
