Student Credit Cards

  • Compare student credit cards from our partners intended for students looking to establish a solid credit history
  • Expert and Independent ratings & consumer reviews
  • Secure and immediate online application process
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Regular Purchase APR

13.99%-23.99%* (Variable)

Intro Purchase APR

0%* for 7 Months on Purchases

Rewards Rate

2 ThankYou Points at Restaurants & Entertainment

Sign Up Offer

Intro Purchase APR 0% for 7 months*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.99%-23.99%* (Variable)
Annual Fee: $0*
Rewards Rate: 2 ThankYou Points at Restaurants & Entertainment
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

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Good

Highlights

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
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Regular Purchase APR

12.99%-21.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Bonus Rewards

5% cash back*

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

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Fair Credit

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
 
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Regular Purchase APR

12.99-21.99% *(Variable)

Sign Up Offer Bonus Cash

$20 Cash Back Bonus

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% for 6 months*

Ongoing Information

Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information.
 
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Regular Purchase APR

19.80% (V)

Bonus Rewards

25% cash back bonus each month*

Bonus Cash

1% cash back on all purchases

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 19.80% (V)
Annual Fee: None
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

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Average/Fair/Limited

Highlights

  • Earn 1% cash back on every purchase, every month-and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus-that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use - and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
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Regular Purchase APR

13.99%-23.99%* (Variable)

Intro Purchase APR

0% for 7 Months*

Bonus Cash

1% cash back on all purchases

Sign Up Offer

Intro Purchase APR 0% for 7 months*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.99%-23.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

Get Your Free Score!
Good

Highlights

  • Build credit while earning cash back fast 
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theatres and theme parks from 7/1/14 - 9/30/14
  • Enrollment each quarter is quick and easy. 
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the Card is $300 per calendar year. See Citi Dividend Reward Program Information.
  • Choose your payment due date 
  • No Annual Fee 
  • Click Apply Now for pricing details
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Best Student Credit Card Offers

Student credit cards are specifically designed for high school and college students. In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants.

Student cards may also have convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.

As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.

In general, both high school and college students seek the following type of credit cards:

  • Credit cards with no credit history
  • Credit cards with bad credit history

Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree.  Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.

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