Reward Points Credit Cards
- Compare credit cards offering points with every purchase - typically 1 point for every dollar spent
- Expert and Independent ratings & consumer reviews
- Secure and immediate online application process
Capital One® VentureSM Rewards Credit Card
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- With Venture, earn 2 miles per dollar on every purchase, every day
- Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
- Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel.
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90-20.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
Disney's Premier Visa® Card
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Get a $100 statement credit after first use
- New: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases
- Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and more
- New: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytime
- Save 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations
- Disney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locations
- Save with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24%
- New: Choose from 8 Premier-only card designs
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 14.24% (Variable)* | $49.00* | N/A |
Citi ThankYouSM Preferred Rewards Card
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 12.99-22.99% (Variable)* | None | Excellent |
Chase Sapphire Preferred(SM) Card
Editor’s:
- Intro APR N/A*
- Intro BT APR 0%
Highlights:
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | 0% | 15.24% (Variable)* | $0.00 1 year, then $95.00* | Excellent |
Capital One® VentureOneSM Rewards Credit Card
Editor’s:
- Intro APR 0% until June 2013*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until June 2013* | N/A* | 11.90-19.90% (Variable)* | None | Excellent |
American Express® Premier Rewards Gold Card
Editor’s:
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $175.00* | Excellent |
American Express® Gold Card
Editor’s:
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $125.00* | Excellent |
Escape by Discover® Card
Editor’s:
- Intro APR 0% for 6 Months*
- Intro BT APR 0% for 6 Months*
Highlights:
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 6 Months* | 0% for 6 Months* | 10.99-16.99% (Variable)* | $60.00* | Excellent |
Highlights:
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% | 0%* | 12.99-22.99% (Variable)* | None | Excellent |
Updated by Chris Mettler on
