Cash Rewards Credit Cards
- Compare cash rewarrds credit cards offering cash back rewards up to 20%
- Expert and Independent ratings & consumer reviews
- Secure and immediate online application process
Chase Freedom® Visa - $100 Bonus Cash Back
Editor’s:
- Intro APR 0% for 15 months
- Intro BT APR 0% for 15 months
Highlights:
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 months | 0% for 15 months | 15.99-22.99% (Variable)* | None | Excellent |
Citi® Dividend Platinum Select Visa Card
Editor’s:
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | None | Excellent |
Capital One® VentureOneSM Rewards Credit Card
Editor’s:
- Intro APR 0% until June 2013*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until June 2013* | N/A* | 11.90-19.90% (Variable)* | None | Excellent |
Capital One® VentureSM Rewards Credit Card
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- With Venture, earn 2 miles per dollar on every purchase, every day
- Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
- Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel.
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90-20.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
Capital One® Cash Rewards Average Credit
Editor’s:
- Intro APR 0% until March 2013
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn’t expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until March 2013
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until March 2013 | N/A* | 17.90-22.90% (Variable)* | $39.00* | Average |
Citi ThankYou Card
Editor’s:
- Intro APR 0% for 15 Months
- Intro BT APR 0% for 15 Months
Highlights:
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Earn an anniversary bonus on points earned from purchases every year*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 Months | 0% for 15 Months | 12.99%-22.99%* (Variable) | None | Excellent |
Discover® Motiva Card
Editor’s:
- Intro APR 0% for 15 Months*
- Intro BT APR 0% for 15 Months*
Highlights:
- Earn Cashback Bonus® for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 Months* | 0% for 15 Months* | 10.99-20.99% (Variable)* | None | Excellent |
TrueEarnings® Card from Costco and American Express
Editor’s:
- Intro APR Intro Purchase APR 0%*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase APR 0%* | Intro Balance Transfer N/A* |
15.24% (Variable)* | None | Excellent |
American Express® Gold Card
Editor’s:
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $125.00* | Excellent |
Capital One® Cash Rewards - Excellent Credit
Editor’s:
- Intro APR 0% until June 2013*
- Intro BT APR 0% until June 2013*
Highlights:
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2013.
Citi ThankYouSM Preferred Rewards Card
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 12.99-22.99% (Variable)* | None | Excellent |
American Express® Premier Rewards Gold Card
Editor’s:
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $175.00* | Excellent |
Discover® More® Card
Editor’s:
- Intro APR 0% for 15 Months*
- Intro BT APR 0% for 15 Months*
Highlights:
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 Months* | 0% for 15 Months* | 10.99-20.99% (Variable)* | None | Excellent |
Blue Cash PreferredSM Card from American Express
Editor’s:
- Intro APR 0.00%*
- Intro BT APR N/A*
Highlights:
- Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
- No spend minimum, No enrollment, and No rotating rewards categories
- Get a $75 Referral Bonus for each friend or family member who is approved for the Card
- The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 17.24-22.24% (Variable)* | $75.00* | Excellent |
Updated by Chris Mettler on
