Canadian Credit Cards
For those in Canada, credit card offers are numerous but that does not mean they are all the same. Below is a list of credit cards for Canadian based residents. These offers range in low intro balance transfer rates to gas and shopping incentives. Credit card companies know what you want - a low interest rate, great rewards programs and perhaps even an incentive to sign up. Before you do, know what your options are. Take the time to compare credit card offers from Canadian lenders. Determine which one fits your needs the best. Then, apply for it.
Canada credit card companies want to do business with you. To encourage you to sign up with them, many will offer a wide range of incentives to you. Some of the best companies will offer rewards, including discounts on interest rates for a limited time. Others offer plenty of bonus miles or points that could even provide you with a free trip - all for signing up and using your credit card the way you already do. It makes sense to invest in the right credit card, though.
Shoppers MasterCard® credit card
Editor’s:
- Intro APR N/A
- Intro BT APR 1.99%
Highlights:
- Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
- No Annual Fee
- 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Access unparalleled 24-hour customer service
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | 1.99% | 19.99% | None | N/A |
Platinum Plus® MasterCard® Credit Card
Editor’s:
- Intro APR N/A
- Intro BT APR 1.99%
Highlights:
- 1.99% introductory Annual Interest Rate† for 10 months on Cheque Cash Advances and Balance Transfers*
- No Annual Fee
- 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | 1.99% | 17.99% | None | N/A |
PremierRewards® Platinum Plus® MasterCard®
Editor’s:
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 1% back on all net retail purchases‡
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | N/A | 19.99% | None | N/A |
MBNA Gold MasterCard® Credit Card - Fixed 9.99% AIR
Editor’s:
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- No Annual Fee
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | N/A | 9.99% | None | N/A |
MBNA Smart Cash MasterCard® Credit Card
Editor’s:
- Intro APR N/A
- Intro BT APR 1.99%
Highlights:
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
- Get up to 1% cash back for all other qualifying net retail purchases‡
- 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | 1.99% | 19.99% | None | N/A |
CAA Quebec MasterCard® Credit Card
Editor’s:
- Intro APR N/A
- Intro BT APR 3.99%
Highlights:
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets◊◊, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
- Even more, this 2% is added to the .5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- No Annual Fee
- Low 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
- Online access to your credit card account
- Unparalleled 24-hour customer service
- International acceptance at millions of locations
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | 3.99% | 14.99%* | None | N/A |
WorldPoints® MasterCard® credit card
Editor’s:
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 1,000 Bonus WorldPoints after your first purchase††
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Earn 1 WorldPoint for every $1 in net retail purchases‡
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A | N/A | 19.99% | None | N/A |
Updated by Chris Mettler on
