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Canadian Credit Cards

 

  • Compare the best Canadadian credit card offers & choose from our top 3 picks
  • Expert & Independent ratings & consumer reviews of Canadian credit cards
  • Secure and immediate online application process
  • Intro APR N/A
  • Intro BT APR 1.99%
Highlights:
  • How Smart Cash Works 
  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡ 
  • Up to 2% cash back on eligible gas and grocery purchases thereafter‡ 
  • And, up to 1% cash back on all of your other eligible purchases‡ 
  • 1.99% annual interest rate†  (AIR) on balance transfers* and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • And, with no annual fee and free additional cards you'll start to see the benefits right away.
  • Rewarding yourself is easy
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque‡  - it's that simple.
Intro APR: Balance Transfer: Regular APR: Annual Fee: Credit Needed:
N/A 1.99% 19.99% None
  • Intro APR N/A
  • Intro BT APR 1.99% for 10 Months
Highlights:
  • No annual fee
  • On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter
  • Earn up to 1% in CAA-Quebec Dollars on your other eligible purchases
  • 1.99% annual interest rate (AIR) on balance transfers* and deposits* for the first 10 full months
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & Pin technology and PayPass
Intro APR: Balance Transfer: Regular APR: Annual Fee: Credit Needed:
N/A 1.99% for 10 Months 14.99%* None

Updated on

 

Canadian Credit Cards

 

For those in Canada, credit card offers are numerous but that does not mean they are all the same. The above is a list of credit cards for Canadian based residents. These offers range in low intro balance transfer rates to gas and shopping incentives. Credit card companies know what you want - a low interest rate, great rewards programs and even an incentive to sign up. Before you do, know what your options are. Take the time to compare credit card offers from Canadian lenders. Determine which one fits your needs the best, then apply!

Canadian credit card companies want to do business with you. To encourage you to sign up with them, many will offer a wide range of incentives. Some of the best companies will offer rewards including discounts on interest rates for a limited time. Others offer plenty of bonus miles or points that could provide you with a free trip - all for signing up and using your credit card the way you already do. Incentives should NOT be the only thing considered when applying for a card so determine which is best for you and  your needs. 

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*Disclamer: See the online credit card application for details about terms and conditions. This site may be compensated by credit card issuers when a reader applies for a credit card through the links on this site. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the "Apply Here" button and review info on the secure credit card terms page.

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