Call a Specialist 1-800-747-3893 M-F 8:30 to 5:30 EST

Cash Back Credit Cards

4.3 - 2,441 reviews for top rated card - Over the Past 60 Days!

Best Cashback Credit Cards – Cash Back Credit Cards
  • Compare cash back credit cards from our partners offering cash rebates up to 20%
  • Expert and Independent ratings & consumer reviews for the best cashback credit cards available
  • Secure and immediate online application process
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.3/5.0 from 2,441 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Hide Card Details
Apply Now

or call 888-343-4081

Apply Securely

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

No Limits or Restrictions

No Cash Back Limits & Your Rewards Won't Expire*

Redeem Cash Back

Receive a Check, Statement Credit, or Gift Cards

Sign Up Offer
Intro Purchase APR 0% APR for 15 Months
Intro Balance Transfer: 0% APR for 15 Months
Ongoing Information
Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Average/Fair/Good
Highlights
  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 765 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

or call 800-716-6383

Apply Securely

Intro Purchase APR

0% for purchases for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99% - 22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 12 billing cycles
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles
Ongoing Information
Regular Purchase APR: 12.99% - 22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-716-6383
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 1,607 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0% APR on purchases until April 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

12.9% - 22.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% intro on purchases until April 2016
Intro Balance Transfer: 0% intro on balance transfers until April 2016
Ongoing Information
Regular Purchase APR: 12.9% - 22.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until April 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until April 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 558 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0% until April 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

22.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% intro on purchases until April 2016
Intro Balance Transfer: 0% intro on balance transfers until April 2016
Ongoing Information
Regular Purchase APR: 22.9% (Variable)
Annual Fee: $39
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair
Highlights
  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until April 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until April 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 2,141 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Sign Up Offer
Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*
Ongoing Information
Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 398 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0% for 15 Months

Bonus Rewards

6% Cash Back at US Supermarkets*

Regular Purchase APR

12.99%-21.99% (Variable)*

Sign Up Offer
Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months
Ongoing Information
Regular Purchase APR: 12.99%-21.99% (Variable)*
Annual Fee: $75
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
More Card Details

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Katherine Brown-Hopkins
 

hello so what qualifies you for a card?

Picture of Betty Stamps
 

I would love to have creitcard

Picture of Rosie Monroe Broberg
 

what about the USAA Preferred Rewards Credit Card with 1.5% cash back on all purchases...no limit...no annual fee....Great perks also!

Picture of Vickie Bates
 

when you are retired and they ask employment questions what do you say

Picture of Pam Dalton
 

I have tied my MasterCard(s) to my FRN (Fuel Rewards Network) membership and also linked my Winn Dixie card. When I purchase anything on line I go through the FRN site and enter that vendor, and they have many, through that portal. I have not paid for a tank of gas for months. Since I shop at WD as well and pay with a linked MasterCard, I maximize my benefits. We pay off our credit cards every month. Also use American Express for the most part when it comes to major purchases or travel. To me, their customer service is unparalleled.

2 Comments

Hi Pam, I found a way you can have cash back in up to 4000 stores. Here are some of them (Home Depot, Lowes, Best Buy, Nordstrom, Macy's, K-mart, Walmart, Sams Club, Sephora, Priceline, Hotwire, Orbits, Travelocity, Old Navy, Sports Authority, DKNY, Ralph Laureen...

I pay of my credit cards every month. And put everything I can on my C cards to maximize my rewards. How do you get a FRN? Is there a membership charge for the FRN? How much gas a month would you say you are getting for free with your rewards? How did you link your MC with your FRN?

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

Advertiser Disclosure
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert

Over 1,250,000 cardholders since 2005

As Seen In
  • CNN Money logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo
  • Forbes logo
  • CBS Marketwatch logo
Credit Card Calculators
PBS logo

Payoff | Balance Transfer

Credit Banner