• Editor's Rating: 9.0
  • Consumer Rating: (11 ratings) 8.9
Intro APR: 0%*
Regular APR: 11.99% - 20.99% (Variable)*
Annual Fee: None
Intro Period: 6 Months*
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

A good balance transfer option for anyone with excellent credit and high-interest balances to transfer who would also like to reduce the price they pay at the pump and save even more with online purchases.

The Good

Get 0% intro APR on purchases for 6 months and balance transfers for 12 months. *. Bonus points 5-20% at over 150 top retailers through their online shopping mall.

The Not So Good

2% bonus at pump is only valid on first $250 per month;

CARD DESCRIPTION

If you have excellent credit, the Discover Open Road(SM) card is a great cash back rewards credit card. You can save up to 2% each time you fill up with gas and also earn 1% cash back rewards on all other purchases which can be redeemed later for cash, credit to your card or for merchandise at select retailers.

As a balance transfer card, the Discover® Open Road(SM) card is a terrific choice with 0% APR for up to 12 full months on balances transferred and 0% on purchases for the first six months.  This card’s Cashback Bonus program also provides a unique opportunity to reduce the price of gasoline, while saving on other purchases.

The Discover Open Road card will help save money for individuals who travel or commute by car on a regular basis. This gas credit card pays you up to 2% cash back when you fill-up on gas at ANY gas station, making it a great opportunity to save on the steep fluxuations in fuel costs.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the issuers website.

Read Customer Reviews (Last Reviewed: Feb 23, 2009)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% intro APR on purchases for 6 months*; 0% intro APR on balance transfers for 12 full months*.

9.5

Benefits

2% Bonus automatically at any gas station and any restaurant. 5% to 20% Bonus at over 150 top retailers through our online shopping mall. Up to 1% unlimited Bonus on all other purchases.

8.5

Fees

No annual fee; BT Fee is 4%*, CA Fee is $10 or 5%* whichever is greater.

8.5

Regular APR

11.99%-20.99%*(Variable)depending on credit review.