Miles by Discover® Card, Editor Reviewed at CompareCards.com

Miles by Discover® Card

Editor's Rating: 8.0
Consumer Rating: (6 ratings) 9.2

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Intro APR:	0%*
Regular APR:	10.99% - 16.99% (Variable)*
Annual Fee:	None

Intro Period:	6 Months*
Balance Transfer:	Yes*
Credit Needed:	Excellent

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12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
1 Mile per $1 on every purchase
Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
No limit on the Miles you earn and Miles don’t expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

This is a very good option for anyone who would like to get relief from high interest credit cards and let their everyday purchases help them earn their way toward travel or gift card rewards in the process.

The Good

You’ll earn points with flexible redemption options for travel, gift cards, or cash

The Not So Good

The double bonus points program is valid only on first $3,000 in purchases; APR is based on credit review and can be high for those with negative credit history.

CARD DESCRIPTION

The Miles by Discover® card offers a rewards program that is extremely generous and has a lot of built-in flexibility. Offering double Miles on your first $3,000 in travel and restaurant purchases each year, points can add up quickly and can be redeemed for your choice of travel, gift cards or for merchandise.

The Miles by Discover card offers you 1 mile for every one dollar that you spend and you can earn double points for purchases up to $3,000 each year.

There are no blackout dates or other travel restrictions for this card. Combine that with no annual fee and unlimited miles for as long as your account is active and you will see why it is considered to be a solid miles credit card. With this card there is no annual fee and you can receive an APR as low as 10.99%. Discover is one of the few credit card providers with a grace period over 25 days, so you have less concern over being charged interest on outstanding balances.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the issuers website.

Read Customer Reviews (Last Reviewed: Aug 15, 2008)

DETAILED EDITORS' RATINGS

8.0

Introductory APR

0% intro APR on balance transfers and purchases for 6 months.*

8.5

Benefits

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year. Double Miles on your first $3,000 in travel and restaurant purchases each year. Double Miles through our exclusive online shopping site.

8.0

Fees

No annual fee; BT Fee is 3%*, CA Fee is $10 or 5%* whichever is greater

8.0

Regular APR

Between 10.99%-16.99%*(Variable) APR based on credit review.