Capital One® No Hassle PointsSM Rewards, Editor Reviewed at CompareCards.com

Capital One® No Hassle Points(SM) Rewards - Excellent Credit

Editor's Rating: 7.0
Consumer Rating: (2 ratings) 8.5

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Intro APR:	0%
Regular APR:	9.90%
Annual Fee:	None

Intro Period:	Until October 2009
Balance Transfer:	Yes
Credit Needed:	Excellent

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Earn 2 points per dollar spent at gas stations, major grocery and drug stores
1 point for every dollar spent on other purchases
Save with a 0% intro APR on purchases until October 2009
There is no limit to the points you can earn, and your points won't expire
No annual fee

EDITORS' RATINGS OVERALL SCORE

7.0

Overall

The Bottom-Line

If you have spotless credit and don’t typically carry a balance, this is a good overall rewards card.

The Good

The points can really add up if you use your card for everyday purchases at gas stations, major grocery stores and drug stores and you can redeem them on a variety of items including cash back.

The Not So Good

This is a very tough card to qualify for. Your credit must be excellent. The interest rate is higher than many rewards cards and the default rate can be quite high.

CARD DESCRIPTION

The Capital One® No Hassle Points(SM) Rewards card is a solid rewards card for people with excellent credit. If you don't usually carry a balance from month to month, you can take full advantage of all that this rewards card has to offer. Just keep in mind that this is not an easy card to qualify for as excellent credit is required and strict restrictions are in place for applicants.

With the Capital One No Hassle Points Rewards card you can earn 2 points for every dollar on your card that you spend at gas stations, drug stores and major grocery stores. In addition, you earn 1 rewards point for every dollar spent anywhere else with your card.

If you use this card regularly for gas and other daily expenses, your points can really add up. Points will not expire for the life of your account and there isn’t a limit on the number of points you can earn making this a dependable rewards card. Points can be redeemed for cash, gift cards and merchandise. You can use your points when and where you want without the worries or the rules that are associated with some other reward cards.

Read Customer Reviews (Last Reviewed: Jul 31, 2008)

DETAILED EDITORS' RATINGS

5.0

Introductory APR

Same as Regular APR

7.5

Benefits

Earn 2 points for every dollar spent on grocery stores, drug stores and gas stations; 1 point for all other purchases. Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! Shopping. Travel insurance, fraud protection and more.

9.0

Fees

None

7.0

Regular APR

Regular APR is 13.9%