Capital One® Classic Platinum, Editor Reviewed at CompareCards.com

Capital One® Classic Platinum

Editor's Rating: 7.0
Consumer Rating: (2 ratings) 6.5

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Intro APR:	0%
Regular APR:	14.90%
Annual Fee:	$19

Intro Period:	Until May 2009
Balance Transfer:	Yes
Credit Needed:	Average

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Buy what you've been dreaming of and pay no interest until May 2009 on purchases
Save with a low non-intro variable APR, currently 14.9%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
Know you are protected with $0 fraud liability if your card is ever lost or stolen

EDITORS' RATINGS OVERALL SCORE

7.0

Overall

The Bottom-Line

For anyone with limited credit history or whose credit needs improvement, this card is a good basic card.

The Good

0% APR until February 2009 provides temporary relief from high interest on purchases. Requirements for qualifying are less strict.

The Not So Good

Variable APR is higher than many cards and there are no rewards benefits. A $19 annual fee applies.

CARD DESCRIPTION

The Capital One® Classic Platinum is a card for anyone with a average credit history that needs improvement. Cardholders receive a 0% introductory rate and platinum benefits such as emergency roadside assistance, extended warranties on purchases and travel accident insurance. Added incentives include savings of up to 40% on features deals at Capital One® Saving Zone(SM) on Yahoo! Shipping.

Overall, this is a great basic card for someone looking to establish credit or move a balance from a higher interest card onto this one. The Capital One Classic Platinum has a $19 annual fee but you can also get various Platinum benefits. If you're looking for a low cost, basic card with minimal interest rates and a low annual fee, then this might be the right card for you.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

7.0

Introductory APR

0% APR on purchases until February 2009

6.5

Benefits

Available to applicants whose credit needs improvement

5.5

Fees

$19 annual fee

6.0

Regular APR

Variable rate of 14.90%