Visa® Business Platinum with No Hassle Cash, Editor Reviewed at CompareCards.com

Capital One® Business Platinum with No Hassle Cash(SM)

Editor's Rating: 8.0
Consumer Rating: (1 ratings) 8.0

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Intro APR:	0%
Regular APR:	As low as 14.99%
Annual Fee:	None

Intro Period:	Until January 2010
Balance Transfer:	Yes*
Credit Needed:	Good

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0% APR on purchases until January 2010
0% APR on transferred balances until January 2010
Earn 1% cash back on everything you buy from day one
Get a 25% bonus each year on the cash you earned the previous year
No Hassle Cash is easily and quickly redeemable online or by phone

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

For the business owner that is interested in saving on every purchase and pays off their balance each month, this is a good credit card option.

The Good

Rewards are earned on every purchase plus a bonus reward of 25% of the previous year’s rewards is paid at the end of the year.

The Not So Good

APR is a bit higher than other similar cards and default rate can be especially high.

CARD DESCRIPTION

If you are a small business owner looking for a card that offers cash back rewards for your business related purchases, then the Capital One® Visa Business Platinum with No Hassle CashSM just may be what you are searching for. However, if you do choose to use this card you should be aware that the interest rate can be higher than similar cards and therefore you should pay off your entire balance each month to avoid higher interest charges.

The APR and regular rate is higher on the Capital One® Visa Business Platinum with no Hassle Cash credit card but the card earns rewards on every single purchase that you make. At the end of the year you will even get paid a bonus reward of 25% of the rewards earned for the preceding year. This is an excellent benefit that few offer.

You will earn 1% cash back on all purchases and there are no restrictions or category limits to worry about. If you need additional cards for your employees you can receive these free of charge with a spending limit that is set by the main card holder.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% APR on purchases until October 2009.

8.0

Benefits

Cash back rewards of 1% on all purchases, 25% bonus each year on cash earned previous year; no limit on the cash you earn and a credit line of up to $20,000.

8.0

Fees

No annual fee; 3% of the amount of each transfer with no maximum amount.

7.5

Regular APR

Variable rate currently as low as 14.99%.