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The Plum Card® from American Express OPEN
The Plum Card<sup>®</sup> from American Express OPEN
The Plum Card® from American Express OPEN

The Plum Card® from American Express OPEN An Advertising Partner

 

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Your Rating:

3.7/5.0 from 113 Offer Ratings
Over the Past 60 Days!

(113) Over the Past 60 Days!

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Your Rating:

3.7/5.0 from 113 Offer Ratings
Over the Past 60 Days!

(113) Over the Past 60 Days!

Great For

Big buying power and flexible payment options

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Terms and Conditions apply

Rates & Fees
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Card Details

Regular Purchase APR

N/A

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$0 introductory annual fee your first year, then $250.

Credit Needed

Excellent/Good

Card Brand

American Express

Highlights

Take 60 days to pay with no interest

Get a 1.5% Discount when you pay early

Pay No Foreign Transaction fees & no fee for employee cards

  • Click "APPLY NOW" to apply online
  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • Unlock new opportunities with a spending limit that can grow with your business.
  • Additional Employee Cards at no annual fee - and an early pay discount on employee spending.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
  • See Rates & Fees
Card Fees
  • Balance Transfer Fee

    N/A

  • Foreign Transaction Fee

    None

Ongoing Information
  • Rewards Rate

    Get a 1.5% discount when you pay early, with no cap on what you can earn back.

  • Annual Fee

    $0 introductory annual fee your first year, then $250.

Expert Reviews

  • Regular APR
  • Intro APR
  • 4.0 Fees
  • 4.0 Benefits
  • 4.0/5 Overall Rating
From the CompareCards.com Editorial Team

The The Plum Card® from American Express OPEN is run on a discount system, meaning that you can lower the bill you have to pay if you comply with certain guidelines from American Express. Cardholders get a 1.5% discount when you pay early, with no cap on what you can earn back.. On the flip side, if you are not able to pay your card balance right away, you can wait 60 days without incurring any interest charges.

This card has a $0 introductory annual fee your first year, then $250. This gives customers the time to make large purchases without paying anything extra for them. All in all, this could be a great card for your business transactions.

The The Plum Card® from American Express OPEN is also backed by American Express's excellent customer service, and allows cardholders to manage their accounts online. As a business owner on-the-go, this convenience can streamline your accounting for you. 

The Good
  • Just about every feature for the this card fits the "good" category. You can earn a discount if you pay off the card balance early, or you can wait a full 60 days to gather the funds and nix the discount.
The Not so Good
  • This card does charge a slightly higher annual fee after the first year, so make sure you will get enough out of it to compensate for that. Furthermore, if you don't pay off your balances early, this might not be the right card for you. You need excellent credit to qualify for this card.
The Bottom Line

The The Plum Card® from American Express OPEN is an excellent option for business owners with established credit. If you choose to pay off your card balance early, you can receive a nice discount on the money you owe.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews
(113 Reviews)

Offer Rating

3.7 out of 5.0

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