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Starwood Preferred Guest® Business Credit Card From American Express
Starwood Preferred Guest<sup>®</sup> Business Credit Card From American Express
Starwood Preferred Guest® Business Credit Card From American Express

Starwood Preferred Guest® Business Credit Card From American Express An Advertising Partner

 

Rated 3.5/5 stars by our editorial team

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Rated 3.5/5 stars by our editorial team

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Thanks for rating!

Your Rating:

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Over the Past 60 Days!

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Great For

Perfect for loyal Starwood & Marriott customers: Welcome offer of up to $200 in statement credits and generous rewards earnings with every purchase.

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Rates & Fees
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Card Details

Regular Purchase APR

16.74% - 20.74% Variable

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$0 introductory annual fee for the first year, then $95

Credit Needed

Excellent/Good

Card Brand

American Express

Highlights

Earn up to $200 in statement credits

Get up to 2x Starpoints® for each dollar of eligible purchases

Pay No Foreign Transaction Fees on international purchases

  • Click "APPLY NOW" to apply online
  • Earn a $100 statement credit after you make $1,000 in purchases on the Card within your first 3 months of Card Membership.
  • Plus, earn an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.
  • From now through July 31, 2018: Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels. Earn 1 Starpoint for all other eligible purchases.
  • Note: On August 1, 2018, SPG will convert every one Starpoint in a loyalty member account to three points. In general, corresponding redemption changes will occur. Visit members.marriott.com for details.
  • Effective August 1, 2018: Earn 6 points for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
Card Fees
  • Balance Transfer Fee

    N/A

  • Penalty APR

    29.99% Variable

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    Either $5 or 3% of the amount of each cash advance, whichever is greater.

Ongoing Information
  • Rewards Rate

    Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.

  • Annual Fee

    $0 introductory annual fee for the first year, then $95

Expert Reviews

  • 3.0 Regular APR
  • 2.0 Intro APR
  • 3.0 Fees
  • 4.0 Benefits
  • 3.5/5 Overall Rating
From the CompareCards.com Editorial Team

The Starwood Preferred Guest® Business Credit Card From American Express is an excellent credit card for business owners who want to rack up Starpoints with every purchase. To start off, new cardholders can take advantage of a generous welcome offer: Earn a $100 statement credit after you make $1,000 in purchases on the Card within your first 3 months of Card Membership. Plus, earn an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.

This card will also help you earn valuable rewards on every purchases, especially if you frequently stay at Starwood or Marriott Hotels – Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases. Starpoints can be redeemed at more than 1,300 hotels in nearly 100 countries, or for air travel on more than 150 airlines with SPG Flights. Members also get to make reservations without annoying and restrictive blackout dates.

There is $0 introductory annual fee for the first year, then $95, but you can easily cover the cost of that fee with the rewards you earn on your spending. Plus, there's no foreign transactino fees which makes this card a great option when traveling overseas.

The Good
  • The welcome offer is a great way to kick of your rewards earning. Also, there are no blackout dates when you redeem points for hotel or airline reservations.
The Not so Good
  • There is an annual fee with this card, so you'll need to consider whether the rewards you earn justify paying the annual fee to carry this card.
The Bottom Line

This can be a very rewarding credit card for those who like to stay at Starwood & Marriott hotels or use points to travel.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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+-2 users submitted a rating without a full review

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By: | Sep 22, 2014

I'm in sales and I stay in a Hotel at least 90 days out of the year. For my travels, the SPG brand has better member perks like the 4 PM late check out. Also, the SPG point system is a much better value than Hilton's system. The Good: With SPG's low points for stays and my SPG Amex card I always stay for free when I need to. I have not personally paid for a hotel room in over 2 years (if a SPG property was available). Unlike the other review, they actually raised my credit limit automatically. Those types of credit changes is something Amex typically does. If you're at least gold level in SPG and you have this Amex you get 5 points per dollar. So for a $200 average per night hotel stay for 5 nights you get 3000 points which is enough for a free night at a lot of properties. This card's customer service was always great when I needed them. The Bad: SPG properties are not everywhere like Hilton. A lot of small towns I travel to won't have them. The $65 fee is a bit high. Summary: If you are a frequent traveler and you go mostly to major cities (even around the world) I would recommend the SPG brand and this Amex card. If you don't travel a lot go for a cash back card.

1 Found this review helpful

By: | Sep 22, 2014

getting the card also gets you upgraded to gold status after spending a determined amount. This status gives you upgraded rooms and amenities. I save thousands of dollars a year on upgraded rooms - as platinum member, i just got upgraded to a $1500/night suite in Vieques. I paid $250.

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