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3.8/5.0 from 66 Offer Ratings
Over the Past 60 Days!
13.99%, 17.99% or 23.99% variable
0% for 15 months
Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.
Either $10 or 4%, whichever is greater, will apply on each cash advance transaction.
Unlimited 2% cash rewards on purchases made within 6 months of account opening, then 1.5% thereafter.
The HSBC Cash Rewards Mastercard® credit card is an excellent cash back credit card with a number of rewarding benefits and perks. What makes this credit card unique is that it comes with two separate cash back intro bonuses allowing cardholders to earn a huge amount of rewards. For starters, you can earn a $150 cash rewards intro bonus after spending $500 in the first 3 months. While that's a fairly normal sign up bonus for a cash back card, the HSBC Cash Rewards Mastercard® credit card doubles down on cash rewards by offering unlimited 2% cash rewards on purchases made within 6 months of account opening, then 1.5% thereafter.. As if these great perks weren't enough, you also earn a 10% Anniversary Bonus on all Cash Rewards earned once a year. That can all help you rake in some serious cash back!
There is no annual fee with this card and no foreign transaction fees. You can use this card while traveling out of the country and not worry about getting hit with a pesky transaction fee for every purchase. In addition to the generous cash rewards, this card comes with a solid intro APR of 0% for 15 months on balance transfers. If you're carrying a balance on another card, transfer it to the HSBC Cash Rewards Mastercard® credit card and enjoy well over a year to pay your balance down interest free. It's important to note that a balance transfer fee does apply, but the money you save on interest during the intro period can easily cover the cost of the fee. Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. The APR for new purchases is 13.99%, 17.99% or 23.99% variable.
Overall the HSBC Cash Rewards Mastercard® credit card is a highly competitive cash rewards credit card that beats out many other cards with the duo of cash back intro bonuses. The card also comes with a nice intro APR and few fees making it a great fit for just about any consumer.
Editorial Note: This content is not provided by HSBC. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by HSBC.
3.8 out of 5.0
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