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Citi® Double Cash Card – 18 month BT offer
Citi<sup>®</sup> Double Cash Card – 18 month BT offer
Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

 

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Your Rating:

4.4/5.0 from 1,030 Offer Ratings
Over the Past 60 Days!

(1,030) Over the Past 60 Days!

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.4/5.0 from 1,030 Offer Ratings
Over the Past 60 Days!

(1,030) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

14.49% - 24.49%* (Variable)

Intro Purchase APR

N/A

Intro BT APR

0%* for 18 months on Balance Transfers*

Annual Fee

$0*

Credit Needed

Excellent, Good

Card Brand

Mastercard®

Highlights
  • Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Card Fees
  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Penalty APR

    Up to 29.99% (Variable)

  • Foreign Transaction Fee

    3%

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Ongoing Information
  • Rewards Rate

    1% cash back when you buy and 1% cash back as you pay for those purchases

  • Annual Fee

    $0*

Expert Reviews

  • 4.0 Regular APR
  • 5.0 Intro APR
  • 4.0 Fees
  • 5.0 Benefits
  • 5.0/5 Overall Rating
From the CompareCards.com Editorial Team

The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments. Citibank does advertise its products on our website.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program, there’s no cap on the cash back you can earn and your cash back won’t expire.

Cardmembers will also enjoy an intro APR of 0%* for 18 months on Balance Transfers*. The on-going interest rate is 14.49% - 24.49%* (Variable) and you pay no annual fee. 

The Good
  • To start, you earn cash back twice on every purchase; 1% when you make a purchase and 1% when you pay your balance. This card is also great for those wanting to pay no interest on balance transfers for 18 months.
The Not so Good
  • You will need excellent credit to get approved for the Citi Double Cash card.
The Bottom Line

The Citi Double Cash card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews
(1,030 Reviews)

Offer Rating

4.4 out of 5.0

5 Star
 
 
(651)
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Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+984 users submitted a rating without a full review

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7 Found this review helpful

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By: | Dec 8, 2017

Few years ago purchase iPhone from store in Brooklyn - 1101 Kings Hwy, Brooklyn, NY using this card. Guess what ... in few days a few dollars (trial) purchase was made in Key Food, following $1200 purchase of woman fashion bag in Brooklyn's boutique. I got alert from card services and charge was denied just in time. Not bad

9 Found this review helpful

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By: | Dec 5, 2017

i have had citi bank for years, so many crooks out there but they always check and get me new card over night, you wont go wrong with citi bank!

16 Found this review helpful

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By: | Nov 30, 2017

2% cash back and 0% balance transfers is spectacular. I would be careful about using both though and here's why. It is possible that, because your purchases are not 0% that if you transfer, say, $5000 and then charge $100 in purchases, you may have to pay off the $5000 before they take the $100 off. This has happened to me with a different card. I don't know for sure, just something to be careful about. But, yeah, it's a really great card. I have about a 740. I got a $5800 limit. My wife has an 800 score and got a card with the same limit.

47 Found this review helpful

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By: | Sep 20, 2017

This card does everything promised by CitiBank. The beauty is that you do not have to determine whether a purchase qualifies. Everything does. Although you may only start out with a $2,000.00 limit, you can reapply for this credit line to be increased. Mine was increased from $2,000.00 to $5,000.00 after only using for four months. This card offers the best value of any in this category.

30 Found this review helpful

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By: | Aug 22, 2017

The best cash back card I've ever had.

46 Found this review helpful

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By: | Jul 27, 2017

Love the card

57 Found this review helpful

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By: | May 6, 2017

I love my double cash credit card

78 Found this review helpful

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By: | Apr 25, 2017

Excellent card; worth having just for the 2% cashback on all purchases. Cash rewards are simple to access and requests are quickly processed. Other benefits include buyer protection and rental car insurance. I use this card everywhere except at Costco (they only accept Visa).

128 Found this review helpful

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By: | Apr 15, 2017

We switched to this card a couple of years ago, we had a airline mileage card until it became increasingly difficult to book flights that qualified. This card fits much better, we can use the cash back for anything we want. In addition to the cash back benefit we have been very pleased with the efficient monitoring of account activity. We are contacted any time there is a question, often there is no problem, sometimes the account has been frozen if we don't confirm the activity and on two occasions they have identified fraudulent charges and cancelled the cards.

130 Found this review helpful

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By: | Mar 19, 2017

My favorite, this deal won't last. Move quick before it's gone.

219 Found this review helpful

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By: | Mar 4, 2017

This CitiBank Mastercard is almost too good to be true. Imagine a bank that wants to loan you money, charges no interest if the full amount is paid on time, and then rewards you for borrowing its money with a 2% discount.

209 Found this review helpful

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By: | Jan 24, 2017

no brainer 1% on spend and 1% after payment. Best card period NO special vendors every 3 months NO opt in etc etc life tooo complex as it is thus straight 2 % way to go esp. for peeps whom pay off balance evry month

172 Found this review helpful

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By: | Jan 13, 2017

love this card, the best !!!

179 Found this review helpful

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By: | Jan 4, 2017

I have a bunch of credit cards, and this one is by far my favorite. Legitimate 2% cash back. Love it

184 Found this review helpful

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By: | Jan 1, 2017

Credit card companies have become increasingly competitive in wanting our business in the last five years. This card hands down is the best deal out there. The next best deal is 1.5%. And no category games is awesome too. Chase Sapphire has a better website but otherwise this is the best deal on a credit card.

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