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3.7/5.0 from 1,961 Offer Ratings
Over the Past 60 Days!
14.99% - 24.99% (Variable)
0%* for 21 months on Purchases*
0%* for 21 months on Balance Transfers*
3% of each balance transfer; $5 minimum
5% of each cash advance; $10 minimum
For those who like to keep it simple and steer free of penalties and unexpected rate hikes – while working to pay down balances on other cards – the Citi Simplicity credit card, from our partner Citi, is simply the best. Citibank does advertise its products on CompareCards. You get an intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers*, followed by a variable interest rate of 14.99% - 24.99% (Variable). The extra-long 0% intro rate applies to both balance transfers and purchases, which makes the Citi Simplicity card a great card to use for big purchases or to consolidate other credit card debt.
One of the most remarkable features of this card is that there are no late fees or penalty rates charged for late payments. You also get special coverage for lost luggage or trip cancellation and $0 liability on unauthorized charges. It is no wonder that the Citi Simplicity has won rave reviews and is included in many consumer lists of “Top 10” credit cards.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.