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Capital One® Spark® Miles for Business
Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business
Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

 

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Your Rating:

3.8/5.0 from 52 Offer Ratings
Over the Past 60 Days!

(52) Over the Past 60 Days!

 

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Thanks for rating!

Your Rating:

3.8/5.0 from 52 Offer Ratings
Over the Past 60 Days!

(52) Over the Past 60 Days!

Great For

Take flight: earn unlimited 2X miles on every purchase

Card Details

Regular Purchase APR

17.74% (Variable)

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$0 intro for first year; $59 after that

Credit Needed

Excellent/Good

Card Brand

Visa®

Highlights

Unlimited 2 Miles per $1 on every purchase, every day

One-time bonus of 50,000 miles

Fly any airline with no blackout dates or restrictions

  • Click "APPLY NOW" to apply online
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Card Fees
  • Balance Transfer Fee

    N/A

  • Penalty APR

    30.15% (Variable)

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

Ongoing Information
  • Rewards Rate

    2 Miles per $1 on every purchase, every day

  • Annual Fee

    $0 intro for first year; $59 after that

Expert Reviews

  • 4.0 Regular APR
  • 2.5 Intro APR
  • 4.0 Fees
  • 5.0 Benefits
  • 4.0/5 Overall Rating
From the CompareCards.com Editorial Team

This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can earn One-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening. This card combines convenient business management features with a reliable miles rewards program and a robust bonus option.

Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles for travel on any airline without caps on the number of miles you earn. Also, your Miles won't expire for the life of the account. You also get itemized spending reports to help manage your business and budget.

The Good
  • Earn double miles -two for every dollar spent- on every purchase, every day. You can also earn a One-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.
The Not so Good
  • The perks of this card are mainly related to air travel, but you can redeem miles for other items as well. You must have excellent/good credit to get approved and the annual fee is $59, waived the first year.
The Bottom Line

With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, this is a great card for business travelers and their employees.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews
(52 Reviews)

Offer Rating

3.8 out of 5.0

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Your Rating

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