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The Business Gold Rewards Card from American Express OPEN
The Business Gold Rewards Card from American Express OPEN
The Business Gold Rewards Card from American Express OPEN

The Business Gold Rewards Card from American Express OPEN

 

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Your Rating:

3.1/5.0 from 26 Offer Ratings
Over the Past 60 Days!

(26) Over the Past 60 Days!

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Your Rating:

3.1/5.0 from 26 Offer Ratings
Over the Past 60 Days!

(26) Over the Past 60 Days!

Great For

Big expenses, powerful rewards: earn 3X points on category you choose

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Card Details

Bonus Rewards

50,000 Bonus Points after qualifying purchases*

Rewards Rate

Earn 3X points on 1 of 5 categories*

Extra Perks

No foreign transaction fees & many helpful business tools*

Regular Purchase APR

N/A

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$0 for the first year, then $175

Credit Needed

Excellent/Good

Card Brand

American Express

Highlights

Welcome offer of 50,000 Membership Rewards® points

Earn 3x points in the category of your choice

Pay No foreign transaction fees

  • Click "APPLY NOW" to apply online
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See Rates & Fees
Card Fees
  • Late Payment Fees

    $38 or 2.99%, whichever is greater

  • Balance Transfer Fee

    N/A

  • Penalty APR

    See Terms*

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    See Terms*

  • Minimum Interest Charge

    $0.00

Ongoing Information
  • Rewards Cap

    Earn up to $100,000 per year in each bonus category*

  • Rewards Rate

    3x points - Choose 1 out of 5 categories; 2X points on the 4 remaining categories and 1X points on other purchases

  • Annual Fee

    $0 for the first year, then $175

  • Purchase Grace Period

    25 Days

Expert Reviews

  • 3.0 Regular APR
  • 2.0 Intro APR
  • 3.0 Fees
  • 4.0 Benefits
  • 3.0/5 Overall Rating
From the CompareCards.com Editorial Team

The Business Gold Rewards Card from American Express OPEN, is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also receive 50,000 bonus points after making $5,000 in purchases on the card in the first 3 months of Card Membership.

Cardholders will earn 3x points on 1 out of 5 categories, and earn 2x points on the 4 remaining categories, then 1x point on other purchases. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category for earning 3x points on those purchases. The 3x and 2x point earnings cap out at $100,000 per year in each of the five categories, and then 1x point thereafter. There’s no limit on how many 1x points you can earn.

There are helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. You will also be afforded special discounts when you do business with specific companies like FedEx, Hertz, and Hyatt who have partnership arrangements with Amex. The intro annual fee for the first year of cardmembership is $0, then $175 each year after.

The Good
  • Cardholders can earn 3X points in one of the five categories of their choosing, and then 2X points on the other four categories.These rewards cap out at $100,000 per year per category, and then cardholders will earn 1x point on other purchases.
The Not so Good
  • The Business Gold Rewards Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The intro annual fee is $0, then $175 each year after.
The Bottom Line

The Business Gold Rewards Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews
(26 Reviews)

Offer Rating

3.1 out of 5.0

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Your Rating

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By: | Feb 10, 2016

Love this American Express Gold Business Card !! 5 Stars

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