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Do you remember your first credit card? Did you get it when you went off to college, or maybe when you started your first job, or maybe when your car broke down and you had no other way to pay? If you’re like many Americans, you’ve used your credit card for an emergency. And while that situation might be unavoidable, it’s important to remember that the same terms that apply to your everyday credit card purchases unfortunately apply even when the purchase is unexpected.
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