This year, with all the concern over credit and the larger U.S. economy, the most active and searched upon credit card on CompareCards.com is the Citi Platinum Select card. This Citi credit card is for transferring credit card balance from other credit cards or receiving a lower interest rate on purchases. In recent years, many consumers have been most interested in earning rewards, but clearly with consumers having multiple credit cards, they would like to have at least one credit card in their wallet with a low introductory interest rate. From what we have seen, this has been the case with the Citi platinum card.
While Citi Bank offers a variety of rewards credit cards, like the Diamond Rewards or Cash Returns, many credit card consumers using our site are opting for a regular Citi credit card. What we mean by a "regular" Citi card is a credit card without a rewards program. The Citi platinum has become an attractive low interest card for people with good credit. Right now, it has a end-user feedback score of 9.5 which is really high. We have been recommending it this year, but people approved for the card are coming back to say good things. If you would like a citi credit card, how do you know if this is the right Citi card for you? If you are looking for a nice, simple, no-frills credit card with a generous credit line of up to $30,000, then the Citi Platinum is a solid choice.
Like most Citi credit cards, there is no annual fee associated with this card and the exact APR will depend on your credit rating but can be as low as 8.74%. That's a highly competitive rate in the industry. As a new cardmember, you can get 0% APR for an introductory period of 6 or 12 months (typically depending on your credit). You can also take advantage of the introductory period to transfer balances from other cards. As part of your card membership, you will receive Citi Identity Theft Solutions, $0 liability on unauthorized purchases and secure online account management. For a platinum level card with a low apr and introductory rates, its clear that Citi has come to the head of the pack for comparing credit cards online.
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