Read More Debt Reduction: The Pros and Cons of the Snowball Strategy

Debt Reduction: The Pros and Cons of the Snowball Strategy

The so-called “snowball” strategy for reducing debt is a popular one, often touted by financial gurus and motivational speakers such as Suze Orman and Dave Ramsey. The approach can be a very effective tool to help you trim down your debt and eventually become completely debt-free. There are also variations on the strategy like the “avalanche” […]

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Debt

February 2, 2016

Read More Smarter Credit Card and Bank Account Management

Smarter Credit Card and Bank Account Management

Managing credit card and bank accounts can be time consuming, and time is money. It can also be a hassle, especially for those who don’t like crunching numbers and sifting through monthly statements. Neglect to stay on top of those tedious tasks, though, and soon it can translate into mismanagement. The fees start to pile […]

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Read More Is Bankruptcy Right for Me?

Is Bankruptcy Right for Me?

Bankruptcy – the ultimate form of debt relief. Virtually all of your debts are wiped out in an instant, giving you a fresh slate to reestablish your credit and regain control of your finances. While bankruptcy may seem like an ideal solution, it is usually reserved for the "worst case scenario." Before you get your […]

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Read More Understanding Negotiation

Understanding Negotiation

When times are tough and jobs are hard to come by, people are on the lookout for the best deals out there. Negotiation, or haggling, can be quite beneficial if you’re good at it. Negotiation is a discussion between two parties in hopes of coming to an agreement about something. It isn’t always in relation […]

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Read More Avoid Credit Card Skimming on Summer Vacation

Avoid Credit Card Skimming on Summer Vacation

Thinking about traveling this summer? Beware of credit card skimming. Card skimming is the electronic act of stealing someone’s credit card information with an electronic reading device, similar to phishing, and using the card to make “legitimate” purchases. Skimming is increasingly on the rise and all over the news, just ask Google. You will see […]

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